Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur for its Jalochi branch in Baramati, Baramati, Baramati, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur located in Baramati or anywhere in Baramati can transfer funds instantly by using the correct IFSC Code PUCB0000017. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Pandharpur Urban Co Op. Bank Ltd. Pandharpur, Jalochi, Baramati

Here are the key points that are associated with the IFSC Code PUCB0000017 of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur for its branch located in Baramati, within the district of Baramati in the state of Baramati.

Particulars Details
Bank The Pandharpur Urban Co Op. Bank Ltd. Pandharpur
IFSC Code PUCB0000017
Branch Jalochi
City Baramati
District Baramati
State Baramati
Address Gat No.110/3,Plot No.2,Bhigwan Road,Jalochi,Baramati,413102

These details are essential not only for online banking users but also for businesses and individuals who use The Pandharpur Urban Co Op. Bank Ltd. Pandharpur in Baramati for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUCB0000017 for the Jalochi branch of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Pandharpur Urban Co Op. Bank Ltd. Pandharpur located in Jalochi, Baramati, Baramati, are given a unique IFSC like PUCB0000017 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Baramati.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Baramati and Baramati.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Pandharpur Urban Co Op. Bank Ltd. Pandharpur in Jalochi goes to the correct branch. This is important because The Pandharpur Urban Co Op. Bank Ltd. Pandharpur has thousands of branches in Baramati and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUCB0000017

The format of the IFSC Code for banks, including The Pandharpur Urban Co Op. Bank Ltd. Pandharpur, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Pandharpur Urban Co Op. Bank Ltd. Pandharpur, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jalochi in Baramati.

For example, the IFSC Code PUCB0000017 of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur for the Jalochi branch includes these elements, identifying the bank and the branch location in Baramati and Baramati correctly.

How to Find IFSC Code for The Pandharpur Urban Co Op. Bank Ltd. Pandharpur?

If you are trying to find the IFSC Code PUCB0000017 of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur for its Jalochi branch located in Baramati, the following methods can help:

Cheque Book

The cheque books that are issued by The Pandharpur Urban Co Op. Bank Ltd. Pandharpur include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Pandharpur Urban Co Op. Bank Ltd. Pandharpur branches in Baramati and Baramati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur and find the branch locator section. Search for Jalochi or Baramati to get the exact IFSC Code PUCB0000017.

Mobile Banking App

If you use The Pandharpur Urban Co Op. Bank Ltd. Pandharpur's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Pandharpur Urban Co Op. Bank Ltd. Pandharpur and Baramati that will provide accurate information.

How to Use IFSC Code PUCB0000017 for Online Transfers?

Once you have the IFSC Code PUCB0000017 for the Jalochi branch of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur in Baramati, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUCB0000017. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Pandharpur Urban Co Op. Bank Ltd. Pandharpur IFSC Code PUCB0000017.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Pandharpur Urban Co Op. Bank Ltd. Pandharpur Jalochi in Baramati, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur in Jalochi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Pandharpur Urban Co Op. Bank Ltd. Pandharpur website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Baramati to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur in Jalochi, Baramati?

The IFSC Code is PUCB0000017.

Is the IFSC Code PUCB0000017 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Pandharpur Urban Co Op. Bank Ltd. Pandharpur Jalochi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jalochi branch?

The address of the branch is Gat No.110/3,Plot No.2,Bhigwan Road,Jalochi,Baramati,413102 located in Baramati, Baramati, Baramati.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.