Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Odisha State Cooperative Bank Ltd for its Khordha Central Cooperative Bank Ltd branch in Khurda, Khordha, or Odisha, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Odisha State Cooperative Bank Ltd located in Khurda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code ORCB0KHU001. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Odisha State Cooperative Bank Ltd, Khordha Central Cooperative Bank Ltd, Khurda
Here are the main details that are associated with the IFSC Code ORCB0KHU001 of The Odisha State Cooperative Bank Ltd for its branch located in Khurda, within the district of Khordha in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | The Odisha State Cooperative Bank Ltd |
| IFSC Code | ORCB0KHU001 |
| Branch | Khordha Central Cooperative Bank Ltd |
| City | Khurda |
| District | Khordha |
| State | Odisha |
| Address | At-Main Road, Po-Khordha, Dist-Khordha- 752055 |
These details help users in online banking and for businesses and individuals who use The Odisha State Cooperative Bank Ltd in Khurda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ORCB0KHU001 for the Khordha Central Cooperative Bank Ltd branch of The Odisha State Cooperative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Odisha State Cooperative Bank Ltd located in Khordha Central Cooperative Bank Ltd, Khurda, Odisha, are allotted a unique IFSC like ORCB0KHU001 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Khurda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Khurda and Khordha.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Odisha State Cooperative Bank Ltd in Khordha Central Cooperative Bank Ltd reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code ORCB0KHU001
The format of the IFSC Code for banks, including The Odisha State Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Odisha State Cooperative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khordha Central Cooperative Bank Ltd in Khurda.
For example, the IFSC Code ORCB0KHU001 of The Odisha State Cooperative Bank Ltd for the Khordha Central Cooperative Bank Ltd branch includes these elements, identifying the bank and the branch location in Khurda and Odisha accurately.
How to Find IFSC Code for The Odisha State Cooperative Bank Ltd?
If you are trying to find the IFSC Code ORCB0KHU001 of The Odisha State Cooperative Bank Ltd for its Khordha Central Cooperative Bank Ltd branch located in Khurda, the following methods can help:
Cheque Book
The cheque book issued by The Odisha State Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Odisha State Cooperative Bank Ltd branches in Khurda and Khordha, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Odisha State Cooperative Bank Ltd and navigate to the branch locator section. Search for Khordha Central Cooperative Bank Ltd or Khurda to get the exact IFSC Code ORCB0KHU001.
Mobile Banking App
If you use The Odisha State Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Odisha State Cooperative Bank Ltd and Khurda, you'll get the correct details.
How to Use IFSC Code ORCB0KHU001 for Online Transfers?
Once you have the IFSC Code ORCB0KHU001 for the Khordha Central Cooperative Bank Ltd branch of The Odisha State Cooperative Bank Ltd in Khurda, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ORCB0KHU001. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Odisha State Cooperative Bank Ltd IFSC Code ORCB0KHU001.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Odisha State Cooperative Bank Ltd Khordha Central Cooperative Bank Ltd in Khurda, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Odisha State Cooperative Bank Ltd in Khordha Central Cooperative Bank Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Odisha State Cooperative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Khurda to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ORCB0KHU001.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At-Main Road, Po-Khordha, Dist-Khordha- 752055 located in Khurda, Khordha, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.