Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Odisha State Cooperative Bank Ltd for its Keonjhar Central Cooperative Bank Ltd branch in Keonjhar, Keonjhar, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Odisha State Cooperative Bank Ltd located in Keonjhar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code ORCB0KJR001. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Odisha State Cooperative Bank Ltd, Keonjhar Central Cooperative Bank Ltd, Keonjhar

Here are some of the key details that come with the IFSC Code ORCB0KJR001 of The Odisha State Cooperative Bank Ltd for its branch located in Keonjhar, within the district of Keonjhar in the state of Odisha.

Particulars Details
Bank The Odisha State Cooperative Bank Ltd
IFSC Code ORCB0KJR001
Branch Keonjhar Central Cooperative Bank Ltd
City Keonjhar
District Keonjhar
State Odisha
Address At-Infront Of Sp Office,Po-Keonjhargarh, Dist-Keonjhar - 758001

These details helps users in online banking and for businesses and individuals who use The Odisha State Cooperative Bank Ltd in Keonjhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ORCB0KJR001 for the Keonjhar Central Cooperative Bank Ltd branch of The Odisha State Cooperative Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Odisha State Cooperative Bank Ltd located in Keonjhar Central Cooperative Bank Ltd, Keonjhar, Odisha, is provided a unique IFSC like ORCB0KJR001 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Odisha State Cooperative Bank Ltd branch in Keonjhar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Keonjhar and Keonjhar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for The Odisha State Cooperative Bank Ltd in Keonjhar Central Cooperative Bank Ltd do not get misguided to another person.

Format of the IFSC Code ORCB0KJR001

The format of the IFSC Code for banks, including The Odisha State Cooperative Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Odisha State Cooperative Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Keonjhar Central Cooperative Bank Ltd in Keonjhar.

For example, the IFSC Code ORCB0KJR001 of The Odisha State Cooperative Bank Ltd for the Keonjhar Central Cooperative Bank Ltd branch includes these elements, identifying the bank and the branch location in Keonjhar and Odisha correctly.

How to Find IFSC Code for The Odisha State Cooperative Bank Ltd?

If you are looking for the IFSC Code ORCB0KJR001 of The Odisha State Cooperative Bank Ltd for its Keonjhar Central Cooperative Bank Ltd branch located in Keonjhar, the following methods can help:

Cheque Book

The cheque book that is issued by The Odisha State Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Odisha State Cooperative Bank Ltd branches in Keonjhar and Keonjhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Odisha State Cooperative Bank Ltd and look for the branch locator section, then search for Keonjhar Central Cooperative Bank Ltd or Keonjhar to get the exact IFSC Code ORCB0KJR001.

Mobile Banking App

If you use The Odisha State Cooperative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Odisha State Cooperative Bank Ltd and Keonjhar, then it will provide you proper information.

How to Use IFSC Code ORCB0KJR001 for Online Transfers?

Once you have the IFSC Code ORCB0KJR001 for the Keonjhar Central Cooperative Bank Ltd branch of The Odisha State Cooperative Bank Ltd in Keonjhar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ORCB0KJR001. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Odisha State Cooperative Bank Ltd IFSC Code ORCB0KJR001.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Odisha State Cooperative Bank Ltd Keonjhar Central Cooperative Bank Ltd in Keonjhar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Odisha State Cooperative Bank Ltd in Keonjhar Central Cooperative Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Odisha State Cooperative Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Keonjhar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Odisha State Cooperative Bank Ltd in Keonjhar Central Cooperative Bank Ltd, Keonjhar?

The IFSC Code is ORCB0KJR001.

Is the IFSC Code ORCB0KJR001 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Odisha State Cooperative Bank Ltd Keonjhar Central Cooperative Bank Ltd?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Keonjhar Central Cooperative Bank Ltd branch?

The address of the branch is At-Infront Of Sp Office,Po-Keonjhargarh, Dist-Keonjhar - 758001 located in Keonjhar, Keonjhar, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.