For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Nainital Bank Limited for its Purola branch in Uttarkashi, Uttarkashi, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Nainital Bank Limited located in Uttarkashi or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code NTBL0PUR128. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Nainital Bank Limited, Purola, Uttarkashi

The table below shows the main details of the IFSC Code NTBL0PUR128 for the The Nainital Bank Limited branch in Uttarkashi, which falls under the Uttarkashi district in Uttarakhand.

Particulars Details
Bank The Nainital Bank Limited
IFSC Code NTBL0PUR128
Branch Purola
City Uttarkashi
District Uttarkashi
State Uttarakhand
Address Hotel Shubham Palace , Main Market, Kumola Road, Purola, Dist Uttarkashi, Uttrakhand-249185

These details are important not only for users using online banking but also for businesses and individuals who use The Nainital Bank Limited in Uttarkashi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code NTBL0PUR128 for the Purola branch of The Nainital Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Nainital Bank Limited located in Purola, Uttarkashi, Uttarakhand, is provided a unique IFSC like NTBL0PUR128 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Nainital Bank Limited branch in Uttarkashi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Uttarkashi and Uttarkashi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for The Nainital Bank Limited in Purola do not get misguided to another person.

Format of the IFSC Code NTBL0PUR128

The format of the IFSC Code for banks, including The Nainital Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Nainital Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Purola in Uttarkashi.

For example, the IFSC Code NTBL0PUR128 of The Nainital Bank Limited for the Purola branch has these elements, identifying the bank and the branch location in Uttarkashi and Uttarakhand correctly.

How to Find IFSC Code for The Nainital Bank Limited?

If you are trying to find the IFSC Code NTBL0PUR128 of The Nainital Bank Limited for its Purola branch located in Uttarkashi, the following methods can help:

Cheque Book

The cheque books that are issued by The Nainital Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Nainital Bank Limited branches in Uttarkashi and Uttarkashi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Nainital Bank Limited and find the branch locator section. Search for Purola or Uttarkashi to get the exact IFSC Code NTBL0PUR128.

Mobile Banking App

If you use The Nainital Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Nainital Bank Limited and Uttarkashi that will provide accurate information.

How to Use IFSC Code NTBL0PUR128 for Online Transfers?

Once you have the IFSC Code NTBL0PUR128 for the Purola branch of The Nainital Bank Limited in Uttarkashi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NTBL0PUR128. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Nainital Bank Limited IFSC Code NTBL0PUR128.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Nainital Bank Limited Purola in Uttarkashi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Nainital Bank Limited in Purola, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Nainital Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Uttarkashi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Nainital Bank Limited in Purola, Uttarkashi?

The IFSC Code is NTBL0PUR128.

Is the IFSC Code NTBL0PUR128 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of The Nainital Bank Limited Purola?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Purola branch?

The address of the branch is Hotel Shubham Palace , Main Market, Kumola Road, Purola, Dist Uttarkashi, Uttrakhand-249185 located in Uttarkashi, Uttarkashi, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.