The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Nainital Bank Limited for its Shahjahanpur branch in Shahjahanpur, Shahjahanpur, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Nainital Bank Limited located in Shahjahanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code NTBL0SHA020. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Nainital Bank Limited, Shahjahanpur, Shahjahanpur
The table below shows the main details of the IFSC Code NTBL0SHA020 for the The Nainital Bank Limited branch in Shahjahanpur, which falls under the Shahjahanpur district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Nainital Bank Limited |
| IFSC Code | NTBL0SHA020 |
| Branch | Shahjahanpur |
| City | Shahjahanpur |
| District | Shahjahanpur |
| State | Uttar Pradesh |
| Address | 235, Sadar Bazar, Shahjahanpur (U.P) |
These details are essential not only for online banking users but also for businesses and individuals who use The Nainital Bank Limited in Shahjahanpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NTBL0SHA020 for the Shahjahanpur branch of The Nainital Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Nainital Bank Limited located in Shahjahanpur, Shahjahanpur, Uttar Pradesh, are given a unique IFSC like NTBL0SHA020 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Shahjahanpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Shahjahanpur and Shahjahanpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Nainital Bank Limited in Shahjahanpur goes to the correct branch. This is important because The Nainital Bank Limited has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code NTBL0SHA020
This is the format of the IFSC Code for banks, including The Nainital Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Nainital Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shahjahanpur in Shahjahanpur.
For example, the IFSC Code NTBL0SHA020 of The Nainital Bank Limited for the Shahjahanpur branch includes these elements, identifying the bank and the branch location in Shahjahanpur and Uttar Pradesh accurately.
How to Find IFSC Code for The Nainital Bank Limited?
To find the IFSC Code NTBL0SHA020 of The Nainital Bank Limited for its Shahjahanpur branch located in Shahjahanpur, the following methods can help you out:
Cheque Book
The cheque book issued by The Nainital Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Nainital Bank Limited branches in Shahjahanpur and Shahjahanpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Nainital Bank Limited and go to the branch locator section. Then search for Shahjahanpur or Shahjahanpur to find the exact IFSC Code NTBL0SHA020.
Mobile Banking App
If you use The Nainital Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Nainital Bank Limited and Shahjahanpur will provide accurate information.
How to Use IFSC Code NTBL0SHA020 for Online Transfers?
If you have the IFSC Code NTBL0SHA020 for the Shahjahanpur branch of The Nainital Bank Limited in Shahjahanpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NTBL0SHA020. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Nainital Bank Limited IFSC Code NTBL0SHA020.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Nainital Bank Limited Shahjahanpur in Shahjahanpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Nainital Bank Limited in Shahjahanpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Nainital Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Shahjahanpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is NTBL0SHA020.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 235, Sadar Bazar, Shahjahanpur (U.P) located in Shahjahanpur, Shahjahanpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.