Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Nainital Bank Limited for its Roorkee branch in Roorkee, Haridwar, or Uttarakhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Nainital Bank Limited located in Roorkee or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code NTBL0ROO077. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Nainital Bank Limited, Roorkee, Roorkee
Here are some of the key details that come with the IFSC Code NTBL0ROO077 of The Nainital Bank Limited for its branch located in Roorkee, within the district of Haridwar in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | The Nainital Bank Limited |
| IFSC Code | NTBL0ROO077 |
| Branch | Roorkee |
| City | Roorkee |
| District | Haridwar |
| State | Uttarakhand |
| Address | 00/1, Nehru Nagar Opposite Sub Jail Roorkee Uttarakhand |
These details are essential not only for online banking users but also for businesses and individuals who use The Nainital Bank Limited in Roorkee for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NTBL0ROO077 for the Roorkee branch of The Nainital Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like NTBL0ROO077 is given to every bank branch, including The Nainital Bank Limited located in Roorkee, Roorkee, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Nainital Bank Limited branch in Roorkee.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Roorkee and Haridwar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for The Nainital Bank Limited in Roorkee doesn't end up at another location.
Format of the IFSC Code NTBL0ROO077
The format of the IFSC Code for banks, including The Nainital Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Nainital Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Roorkee in Roorkee.
For example, the IFSC Code NTBL0ROO077 of The Nainital Bank Limited for the Roorkee branch includes these elements, identifying the bank and the branch location in Roorkee and Uttarakhand accurately.
How to Find IFSC Code for The Nainital Bank Limited?
If you are trying to find the IFSC Code NTBL0ROO077 of The Nainital Bank Limited for its Roorkee branch located in Roorkee, the following methods can help:
Cheque Book
The cheque books that are issued by The Nainital Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Nainital Bank Limited branches in Roorkee and Haridwar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Nainital Bank Limited and find the branch locator section. Search for Roorkee or Roorkee to get the exact IFSC Code NTBL0ROO077.
Mobile Banking App
If you use The Nainital Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Nainital Bank Limited and Roorkee that will provide accurate information.
How to Use IFSC Code NTBL0ROO077 for Online Transfers?
Once you have the IFSC Code NTBL0ROO077 for the Roorkee branch of The Nainital Bank Limited in Roorkee, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code NTBL0ROO077. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Nainital Bank Limited IFSC Code NTBL0ROO077.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Nainital Bank Limited Roorkee in Roorkee, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Nainital Bank Limited in Roorkee, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Nainital Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Roorkee manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is NTBL0ROO077.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 00/1, Nehru Nagar Opposite Sub Jail Roorkee Uttarakhand located in Roorkee, Haridwar, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.