Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Nainital Bank Limited for its Peerumadara Ramnagar branch in Ramnagar, Nainital, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Nainital Bank Limited located in Ramnagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code NTBL0PEE143. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Nainital Bank Limited, Peerumadara Ramnagar, Ramnagar

Below in the table are the key details related to IFSC Code NTBL0PEE143 of The Nainital Bank Limited for its branch located in Ramnagar, within the district of Nainital in the state of Uttarakhand.

Particulars Details
Bank The Nainital Bank Limited
IFSC Code NTBL0PEE143
Branch Peerumadara Ramnagar
City Ramnagar
District Nainital
State Uttarakhand
Address The Nainital Bank Limited, Adjacent To Allahabad Bank, Main Road , Main Market, Peerumadara , Teh. Ramnagar Distt - Nainital , Uttarakhand - 244715

These details help users in online banking and for businesses and individuals who use The Nainital Bank Limited in Ramnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NTBL0PEE143 for the Peerumadara Ramnagar branch of The Nainital Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Nainital Bank Limited located in Peerumadara Ramnagar, Ramnagar, Uttarakhand, are allotted a unique IFSC like NTBL0PEE143 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ramnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ramnagar and Nainital.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Nainital Bank Limited in Peerumadara Ramnagar reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code NTBL0PEE143

The format of the IFSC Code for banks, including The Nainital Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Nainital Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Peerumadara Ramnagar in Ramnagar.

For example, the IFSC Code NTBL0PEE143 of The Nainital Bank Limited for the Peerumadara Ramnagar branch includes these elements, identifying the bank and the branch location in Ramnagar and Uttarakhand correctly.

How to Find IFSC Code for The Nainital Bank Limited?

To find the IFSC Code NTBL0PEE143 of The Nainital Bank Limited for its Peerumadara Ramnagar branch located in Ramnagar, the following methods can help you out:

Cheque Book

The cheque book issued by The Nainital Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Nainital Bank Limited branches in Ramnagar and Nainital, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Nainital Bank Limited and go to the branch locator section. Then search for Peerumadara Ramnagar or Ramnagar to find the exact IFSC Code NTBL0PEE143.

Mobile Banking App

If you use The Nainital Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Nainital Bank Limited and Ramnagar will provide accurate information.

How to Use IFSC Code NTBL0PEE143 for Online Transfers?

Once you have the IFSC Code NTBL0PEE143 for the Peerumadara Ramnagar branch of The Nainital Bank Limited in Ramnagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code NTBL0PEE143. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Nainital Bank Limited IFSC Code NTBL0PEE143.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Nainital Bank Limited Peerumadara Ramnagar in Ramnagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Nainital Bank Limited in Peerumadara Ramnagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Nainital Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ramnagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Nainital Bank Limited in Peerumadara Ramnagar, Ramnagar?

The IFSC Code is NTBL0PEE143.

Is the IFSC Code NTBL0PEE143 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Nainital Bank Limited Peerumadara Ramnagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Peerumadara Ramnagar branch?

The address of the branch is The Nainital Bank Limited, Adjacent To Allahabad Bank, Main Road , Main Market, Peerumadara , Teh. Ramnagar Distt - Nainital , Uttarakhand - 244715 located in Ramnagar, Nainital, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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