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IFSC Code of The Nainital Bank Limited, Daliganj Lucknow, Lucknow, Uttar Pradesh — NTBL0LUC166

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Nainital Bank Limited for its Daliganj Lucknow branch in Lucknow, Lucknow, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Nainital Bank Limited located in Lucknow or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code NTBL0LUC166. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Nainital Bank Limited, Daliganj Lucknow, Lucknow

Here are the key points that are associated with the IFSC Code NTBL0LUC166 of The Nainital Bank Limited for its branch located in Lucknow, within the district of Lucknow in the state of Uttar Pradesh.

Particulars Details
Bank The Nainital Bank Limited
IFSC Code NTBL0LUC166
Branch Daliganj Lucknow
City Lucknow
District Lucknow
State Uttar Pradesh
Address The Nainital Bank Limited,Main Market , Daliaganj Lucknow -226020

These details are essential not only for online banking users but also for businesses and individuals who use The Nainital Bank Limited in Lucknow for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NTBL0LUC166 for the Daliganj Lucknow branch of The Nainital Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Nainital Bank Limited located in Daliganj Lucknow, Lucknow, Uttar Pradesh, is provided a unique IFSC like NTBL0LUC166 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Nainital Bank Limited branch in Lucknow.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Lucknow and Lucknow.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Nainital Bank Limited in Daliganj Lucknow do not get misguided to another person.

Format of the IFSC Code NTBL0LUC166

The format of the IFSC Code for banks, including The Nainital Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Nainital Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Daliganj Lucknow in Lucknow.

For example, the IFSC Code NTBL0LUC166 of The Nainital Bank Limited for the Daliganj Lucknow branch has these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh correctly.

How to Find IFSC Code for The Nainital Bank Limited?

To find the IFSC Code NTBL0LUC166 of The Nainital Bank Limited for its Daliganj Lucknow branch located in Lucknow, the following methods can help you out:

Cheque Book

The cheque book issued by The Nainital Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Nainital Bank Limited branches in Lucknow and Lucknow, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Nainital Bank Limited and go to the branch locator section. Then search for Daliganj Lucknow or Lucknow to find the exact IFSC Code NTBL0LUC166.

Mobile Banking App

If you use The Nainital Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Nainital Bank Limited and Lucknow will provide accurate information.

How to Use IFSC Code NTBL0LUC166 for Online Transfers?

Once you have the IFSC Code NTBL0LUC166 for the Daliganj Lucknow branch of The Nainital Bank Limited in Lucknow, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NTBL0LUC166. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Nainital Bank Limited IFSC Code NTBL0LUC166.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Nainital Bank Limited Daliganj Lucknow in Lucknow may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Nainital Bank Limited in Daliganj Lucknow, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Nainital Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Lucknow to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Nainital Bank Limited in Daliganj Lucknow, Lucknow?

The IFSC Code is NTBL0LUC166.

Is the IFSC Code NTBL0LUC166 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Nainital Bank Limited Daliganj Lucknow?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Daliganj Lucknow branch?

The address of the branch is The Nainital Bank Limited,Main Market , Daliaganj Lucknow -226020 located in Lucknow, Lucknow, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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