There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Nainital Bank Limited for its Lohariasaal Malla (Haldwani)┬Á branch in Haldwani, Nainital, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Nainital Bank Limited situated in Haldwani or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code NTBL0HAL108. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Nainital Bank Limited, Lohariasaal Malla (Haldwani)┬Á, Haldwani

Here are the main details that are associated with the IFSC Code NTBL0HAL108 of The Nainital Bank Limited for its branch located in Haldwani, within the district of Nainital in the state of Uttarakhand.

Particulars Details
Bank The Nainital Bank Limited
IFSC Code NTBL0HAL108
Branch Lohariasaal Malla (Haldwani)┬Á
City Haldwani
District Nainital
State Uttarakhand
Address Lahoriasaal Malla, Katgharia, Haldwani - 263139

These details are crucial, not just for online banking users but also for businesses and individuals who use The Nainital Bank Limited in Haldwani for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NTBL0HAL108 for the Lohariasaal Malla (Haldwani)┬Á branch of The Nainital Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Nainital Bank Limited located in Lohariasaal Malla (Haldwani)┬Á, Haldwani, Uttarakhand, is provided with a unique IFSC like NTBL0HAL108 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Nainital Bank Limited branch in Haldwani.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Haldwani and Nainital.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for The Nainital Bank Limited in Lohariasaal Malla (Haldwani)┬Á do not get mixed with another location.

Format of the IFSC Code NTBL0HAL108

The format of the IFSC Code for banks, including The Nainital Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For The Nainital Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lohariasaal Malla (Haldwani)┬Á in Haldwani.

For example, the IFSC Code NTBL0HAL108 of The Nainital Bank Limited for the Lohariasaal Malla (Haldwani)┬Á branch includes these elements, identifying the bank and the branch location in Haldwani and Uttarakhand accurately.

How to Find IFSC Code for The Nainital Bank Limited?

If you are trying to find the IFSC Code NTBL0HAL108 of The Nainital Bank Limited for its Lohariasaal Malla (Haldwani)┬Á branch located in Haldwani, the following methods can help:

Cheque Book

The cheque book issued by The Nainital Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Nainital Bank Limited branches in Haldwani and Nainital, print them on the first page of your passbook.

Bank Website

Visit the official website of The Nainital Bank Limited and navigate to the branch locator section. Search for Lohariasaal Malla (Haldwani)┬Á or Haldwani to get the exact IFSC Code NTBL0HAL108.

Mobile Banking App

If you use The Nainital Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Nainital Bank Limited and Haldwani, you'll get the correct details.

How to Use IFSC Code NTBL0HAL108 for Online Transfers?

If you have the IFSC Code NTBL0HAL108 for the Lohariasaal Malla (Haldwani)┬Á branch of The Nainital Bank Limited in Haldwani, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NTBL0HAL108. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Nainital Bank Limited IFSC Code NTBL0HAL108.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Nainital Bank Limited Lohariasaal Malla (Haldwani)┬Á in Haldwani, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Nainital Bank Limited in Lohariasaal Malla (Haldwani)┬Á, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Nainital Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Haldwani to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Nainital Bank Limited in Lohariasaal Malla (Haldwani)┬Á, Haldwani?

The IFSC Code is NTBL0HAL108.

Is the IFSC Code NTBL0HAL108 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Nainital Bank Limited Lohariasaal Malla (Haldwani)┬Á?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Lohariasaal Malla (Haldwani)┬Á branch?

The address of the branch is Lahoriasaal Malla, Katgharia, Haldwani - 263139 located in Haldwani, Nainital, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby THE NAINITAL BANK LIMITED Branches

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