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IFSC Code of The Mehsana Urban Cooperative Bank, Chhatral, Gandhinagar, Gujarat — MSNU0000042

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Mehsana Urban Cooperative Bank for its Chhatral branch in Dhhatral, Gandhinagar, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Mehsana Urban Cooperative Bank located in Dhhatral or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code MSNU0000042. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Mehsana Urban Cooperative Bank, Chhatral, Dhhatral

Here are the main details that are associated with the IFSC Code MSNU0000042 of The Mehsana Urban Cooperative Bank for its branch located in Dhhatral, within the district of Gandhinagar in the state of Gujarat.

Particulars Details
Bank The Mehsana Urban Cooperative Bank
IFSC Code MSNU0000042
Branch Chhatral
City Dhhatral
District Gandhinagar
State Gujarat
Address 206-210, Riddhi Siddhi Complex, Gidc, Chhatral

These details help users in online banking and for businesses and individuals who use The Mehsana Urban Cooperative Bank in Dhhatral for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MSNU0000042 for the Chhatral branch of The Mehsana Urban Cooperative Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Mehsana Urban Cooperative Bank located in Chhatral, Dhhatral, Gujarat, are allotted a unique IFSC like MSNU0000042 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dhhatral.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dhhatral and Gandhinagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Mehsana Urban Cooperative Bank in Chhatral reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code MSNU0000042

The format of the IFSC Code for banks, including The Mehsana Urban Cooperative Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For The Mehsana Urban Cooperative Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chhatral in Dhhatral.

For example, the IFSC Code MSNU0000042 of The Mehsana Urban Cooperative Bank for the Chhatral branch includes these elements, identifying the bank and the branch location in Dhhatral and Gujarat accurately.

How to Find IFSC Code for The Mehsana Urban Cooperative Bank?

To find the IFSC Code MSNU0000042 of The Mehsana Urban Cooperative Bank for its Chhatral branch located in Dhhatral, the following methods can help you out:

Cheque Book

The cheque book issued by The Mehsana Urban Cooperative Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Mehsana Urban Cooperative Bank branches in Dhhatral and Gandhinagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Mehsana Urban Cooperative Bank and go to the branch locator section. Then search for Chhatral or Dhhatral to find the exact IFSC Code MSNU0000042.

Mobile Banking App

If you use The Mehsana Urban Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Mehsana Urban Cooperative Bank and Dhhatral will provide accurate information.

How to Use IFSC Code MSNU0000042 for Online Transfers?

Once you have the IFSC Code MSNU0000042 for the Chhatral branch of The Mehsana Urban Cooperative Bank in Dhhatral, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MSNU0000042. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Mehsana Urban Cooperative Bank IFSC Code MSNU0000042.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Mehsana Urban Cooperative Bank Chhatral in Dhhatral, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Mehsana Urban Cooperative Bank in Chhatral, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Mehsana Urban Cooperative Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dhhatral to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Mehsana Urban Cooperative Bank in Chhatral, Dhhatral?

The IFSC Code is MSNU0000042.

Is the IFSC Code MSNU0000042 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Mehsana Urban Cooperative Bank Chhatral?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chhatral branch?

The address of the branch is 206-210, Riddhi Siddhi Complex, Gidc, Chhatral located in Dhhatral, Gandhinagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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