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IFSC Code of The Mehsana Urban Cooperative Bank, Deesa, Banaskantha, Gujarat — MSNU0000014

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Mehsana Urban Cooperative Bank for its Deesa branch in Deesa, Banaskantha, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Mehsana Urban Cooperative Bank located in Deesa or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code MSNU0000014. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Mehsana Urban Cooperative Bank, Deesa, Deesa

Below in the table are the key details related to IFSC Code MSNU0000014 of The Mehsana Urban Cooperative Bank for its branch located in Deesa, within the district of Banaskantha in the state of Gujarat.

Particulars Details
Bank The Mehsana Urban Cooperative Bank
IFSC Code MSNU0000014
Branch Deesa
City Deesa
District Banaskantha
State Gujarat
Address Arti Shopping Centre Kacheri Road Deesa 385 535.

These details are important not only for users using online banking but also for businesses and individuals who use The Mehsana Urban Cooperative Bank in Deesa for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code MSNU0000014 for the Deesa branch of The Mehsana Urban Cooperative Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Mehsana Urban Cooperative Bank located in Deesa, Deesa, Gujarat, are allotted a unique IFSC like MSNU0000014 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Deesa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Deesa and Banaskantha.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Mehsana Urban Cooperative Bank in Deesa reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code MSNU0000014

The format of the IFSC Code for banks, including The Mehsana Urban Cooperative Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Mehsana Urban Cooperative Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Deesa in Deesa.

For example, the IFSC Code MSNU0000014 of The Mehsana Urban Cooperative Bank for the Deesa branch includes these elements, identifying the bank and the branch location in Deesa and Gujarat correctly.

How to Find IFSC Code for The Mehsana Urban Cooperative Bank?

If you are looking for the IFSC Code MSNU0000014 of The Mehsana Urban Cooperative Bank for its Deesa branch located in Deesa, the following methods can help:

Cheque Book

The cheque book that is issued by The Mehsana Urban Cooperative Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Mehsana Urban Cooperative Bank branches in Deesa and Banaskantha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Mehsana Urban Cooperative Bank and look for the branch locator section, then search for Deesa or Deesa to get the exact IFSC Code MSNU0000014.

Mobile Banking App

If you use The Mehsana Urban Cooperative Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Mehsana Urban Cooperative Bank and Deesa, then it will provide you proper information.

How to Use IFSC Code MSNU0000014 for Online Transfers?

Once you have the IFSC Code MSNU0000014 for the Deesa branch of The Mehsana Urban Cooperative Bank in Deesa, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MSNU0000014. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Mehsana Urban Cooperative Bank IFSC Code MSNU0000014.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Mehsana Urban Cooperative Bank Deesa in Deesa, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Mehsana Urban Cooperative Bank in Deesa, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Mehsana Urban Cooperative Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Deesa to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Mehsana Urban Cooperative Bank Deesa Deesa?

The IFSC Code of the Deesa Deesa branch is MSNU0000014.

Is IFSC Code MSNU0000014 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Mehsana Urban Cooperative Bank Deesa branch?

The branch is located at Arti Shopping Centre Kacheri Road Deesa 385 535..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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