Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kurmanchal Nagar Sahakari Bank Limited for its Roorkee branch in Roorkee, Haridwar, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Kurmanchal Nagar Sahakari Bank Limited located in Roorkee or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code KNSB0010030. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited, Roorkee, Roorkee
Here are some of the key details that come with the IFSC Code KNSB0010030 of The Kurmanchal Nagar Sahakari Bank Limited for its branch located in Roorkee, within the district of Haridwar in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | The Kurmanchal Nagar Sahakari Bank Limited |
| IFSC Code | KNSB0010030 |
| Branch | Roorkee |
| City | Roorkee |
| District | Haridwar |
| State | Uttarakhand |
| Address | Opp Prem Mandir 6 Civil Lines |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Kurmanchal Nagar Sahakari Bank Limited in Roorkee for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KNSB0010030 for the Roorkee branch of The Kurmanchal Nagar Sahakari Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KNSB0010030 is given to every bank branch, including The Kurmanchal Nagar Sahakari Bank Limited located in Roorkee, Roorkee, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Kurmanchal Nagar Sahakari Bank Limited branch in Roorkee.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Roorkee and Haridwar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for The Kurmanchal Nagar Sahakari Bank Limited in Roorkee doesn't end up at another location.
Format of the IFSC Code KNSB0010030
The format of the IFSC Code for banks, including The Kurmanchal Nagar Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kurmanchal Nagar Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Roorkee in Roorkee.
For example, the IFSC Code KNSB0010030 of The Kurmanchal Nagar Sahakari Bank Limited for the Roorkee branch includes these elements, identifying the bank and the branch location in Roorkee and Uttarakhand accurately.
How to Find IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited?
If you are trying to find the IFSC Code KNSB0010030 of The Kurmanchal Nagar Sahakari Bank Limited for its Roorkee branch located in Roorkee, the following methods can help:
Cheque Book
The cheque book issued by The Kurmanchal Nagar Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Kurmanchal Nagar Sahakari Bank Limited branches in Roorkee and Haridwar, print them on the first page of your passbook.
Bank Website
Visit the official website of The Kurmanchal Nagar Sahakari Bank Limited and navigate to the branch locator section. Search for Roorkee or Roorkee to get the exact IFSC Code KNSB0010030.
Mobile Banking App
If you use The Kurmanchal Nagar Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kurmanchal Nagar Sahakari Bank Limited and Roorkee, you'll get the correct details.
How to Use IFSC Code KNSB0010030 for Online Transfers?
If you have the IFSC Code KNSB0010030 for the Roorkee branch of The Kurmanchal Nagar Sahakari Bank Limited in Roorkee, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KNSB0010030. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Kurmanchal Nagar Sahakari Bank Limited IFSC Code KNSB0010030.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited Roorkee in Roorkee, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kurmanchal Nagar Sahakari Bank Limited in Roorkee, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kurmanchal Nagar Sahakari Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Roorkee manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KNSB0010030.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Opp Prem Mandir 6 Civil Lines located in Roorkee, Haridwar, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.