The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kurmanchal Nagar Sahakari Bank Limited for its Pithoragarh branch in Pithoragarh, Pithoragarh, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kurmanchal Nagar Sahakari Bank Limited located in Pithoragarh or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code KNSB0010022. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited, Pithoragarh, Pithoragarh
Here are some of the key details that come with the IFSC Code KNSB0010022 of The Kurmanchal Nagar Sahakari Bank Limited for its branch located in Pithoragarh, within the district of Pithoragarh in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | The Kurmanchal Nagar Sahakari Bank Limited |
| IFSC Code | KNSB0010022 |
| Branch | Pithoragarh |
| City | Pithoragarh |
| District | Pithoragarh |
| State | Uttarakhand |
| Address | Mehra Market, Siltham |
These details are important not only for users using online banking but also for businesses and individuals who use The Kurmanchal Nagar Sahakari Bank Limited in Pithoragarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KNSB0010022 for the Pithoragarh branch of The Kurmanchal Nagar Sahakari Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kurmanchal Nagar Sahakari Bank Limited located in Pithoragarh, Pithoragarh, Uttarakhand, is provided a unique IFSC like KNSB0010022 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kurmanchal Nagar Sahakari Bank Limited branch in Pithoragarh.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pithoragarh and Pithoragarh.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for The Kurmanchal Nagar Sahakari Bank Limited in Pithoragarh do not get misguided to another person.
Format of the IFSC Code KNSB0010022
The format of the IFSC Code for banks, including The Kurmanchal Nagar Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kurmanchal Nagar Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pithoragarh in Pithoragarh.
For example, the IFSC Code KNSB0010022 of The Kurmanchal Nagar Sahakari Bank Limited for the Pithoragarh branch includes these elements, identifying the bank and the branch location in Pithoragarh and Uttarakhand accurately.
How to Find IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited?
To find the IFSC Code KNSB0010022 of The Kurmanchal Nagar Sahakari Bank Limited for its Pithoragarh branch located in Pithoragarh, the following methods can help you out:
Cheque Book
The cheque book issued by The Kurmanchal Nagar Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Kurmanchal Nagar Sahakari Bank Limited branches in Pithoragarh and Pithoragarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kurmanchal Nagar Sahakari Bank Limited and go to the branch locator section. Then search for Pithoragarh or Pithoragarh to find the exact IFSC Code KNSB0010022.
Mobile Banking App
If you use The Kurmanchal Nagar Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kurmanchal Nagar Sahakari Bank Limited and Pithoragarh will provide accurate information.
How to Use IFSC Code KNSB0010022 for Online Transfers?
Once you have the IFSC Code KNSB0010022 for the Pithoragarh branch of The Kurmanchal Nagar Sahakari Bank Limited in Pithoragarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KNSB0010022. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kurmanchal Nagar Sahakari Bank Limited IFSC Code KNSB0010022.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kurmanchal Nagar Sahakari Bank Limited Pithoragarh in Pithoragarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kurmanchal Nagar Sahakari Bank Limited in Pithoragarh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kurmanchal Nagar Sahakari Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Pithoragarh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Pithoragarh Pithoragarh branch is KNSB0010022.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Mehra Market, Siltham.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.