The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kurmanchal Nagar Sahakari Bank Limited for its Jaspur Khurd Kashipur branch in Kashipur, U S Nagar, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kurmanchal Nagar Sahakari Bank Limited located in Kashipur or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code KNSB0010042. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited, Jaspur Khurd Kashipur, Kashipur
Here are the main details that are associated with the IFSC Code KNSB0010042 of The Kurmanchal Nagar Sahakari Bank Limited for its branch located in Kashipur, within the district of U S Nagar in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | The Kurmanchal Nagar Sahakari Bank Limited |
| IFSC Code | KNSB0010042 |
| Branch | Jaspur Khurd Kashipur |
| City | Kashipur |
| District | U S Nagar |
| State | Uttarakhand |
| Address | Near Sahni Resort,Kundeshwari Road,Jaspur Khurd Kashipur 244713,Udham Singh Nagar,Uttrakhand |
These details are essential not only for online banking users but also for businesses and individuals who use The Kurmanchal Nagar Sahakari Bank Limited in Kashipur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KNSB0010042 for the Jaspur Khurd Kashipur branch of The Kurmanchal Nagar Sahakari Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kurmanchal Nagar Sahakari Bank Limited located in Jaspur Khurd Kashipur, Kashipur, Uttarakhand, is provided with a unique IFSC like KNSB0010042 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Kurmanchal Nagar Sahakari Bank Limited branch in Kashipur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kashipur and U S Nagar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for The Kurmanchal Nagar Sahakari Bank Limited in Jaspur Khurd Kashipur do not get mixed with another location.
Format of the IFSC Code KNSB0010042
This is the format of the IFSC Code for banks, including The Kurmanchal Nagar Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Kurmanchal Nagar Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jaspur Khurd Kashipur in Kashipur.
For example, the IFSC Code KNSB0010042 of The Kurmanchal Nagar Sahakari Bank Limited for the Jaspur Khurd Kashipur branch includes these elements, identifying the bank and the branch location in Kashipur and Uttarakhand accurately.
How to Find IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited?
If you are trying to find the IFSC Code KNSB0010042 of The Kurmanchal Nagar Sahakari Bank Limited for its Jaspur Khurd Kashipur branch located in Kashipur, the following methods can help:
Cheque Book
The cheque book issued by The Kurmanchal Nagar Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Kurmanchal Nagar Sahakari Bank Limited branches in Kashipur and U S Nagar, print them on the first page of your passbook.
Bank Website
Visit the official website of The Kurmanchal Nagar Sahakari Bank Limited and navigate to the branch locator section. Search for Jaspur Khurd Kashipur or Kashipur to get the exact IFSC Code KNSB0010042.
Mobile Banking App
If you use The Kurmanchal Nagar Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kurmanchal Nagar Sahakari Bank Limited and Kashipur, you'll get the correct details.
How to Use IFSC Code KNSB0010042 for Online Transfers?
Once you have the IFSC Code KNSB0010042 for the Jaspur Khurd Kashipur branch of The Kurmanchal Nagar Sahakari Bank Limited in Kashipur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KNSB0010042. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kurmanchal Nagar Sahakari Bank Limited IFSC Code KNSB0010042.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited Jaspur Khurd Kashipur in Kashipur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kurmanchal Nagar Sahakari Bank Limited in Jaspur Khurd Kashipur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kurmanchal Nagar Sahakari Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kashipur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KNSB0010042.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Near Sahni Resort,Kundeshwari Road,Jaspur Khurd Kashipur 244713,Udham Singh Nagar,Uttrakhand located in Kashipur, U S Nagar, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.