Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kurmanchal Nagar Sahakari Bank Limited for its Dwarahat branch in Dwarahat, Almora, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Kurmanchal Nagar Sahakari Bank Limited located in Dwarahat or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code KNSB0010044. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited, Dwarahat, Dwarahat
The table below shows the main details of the IFSC Code KNSB0010044 for the The Kurmanchal Nagar Sahakari Bank Limited branch in Dwarahat, which falls under the Almora district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | The Kurmanchal Nagar Sahakari Bank Limited |
| IFSC Code | KNSB0010044 |
| Branch | Dwarahat |
| City | Dwarahat |
| District | Almora |
| State | Uttarakhand |
| Address | Chaudhary Bhawan Near Bus Station Dwarahat 263653 Almora |
These details help users in online banking and for businesses and individuals who use The Kurmanchal Nagar Sahakari Bank Limited in Dwarahat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KNSB0010044 for the Dwarahat branch of The Kurmanchal Nagar Sahakari Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KNSB0010044 is given to every bank branch, including The Kurmanchal Nagar Sahakari Bank Limited located in Dwarahat, Dwarahat, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Kurmanchal Nagar Sahakari Bank Limited branch in Dwarahat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dwarahat and Almora.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for The Kurmanchal Nagar Sahakari Bank Limited in Dwarahat doesn't end up at another location.
Format of the IFSC Code KNSB0010044
The format of the IFSC Code for banks, including The Kurmanchal Nagar Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kurmanchal Nagar Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dwarahat in Dwarahat.
For example, the IFSC Code KNSB0010044 of The Kurmanchal Nagar Sahakari Bank Limited for the Dwarahat branch includes these elements, identifying the bank and the branch location in Dwarahat and Uttarakhand accurately.
How to Find IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited?
If you are trying to find the IFSC Code KNSB0010044 of The Kurmanchal Nagar Sahakari Bank Limited for its Dwarahat branch located in Dwarahat, the following methods can help:
Cheque Book
The cheque book issued by The Kurmanchal Nagar Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Kurmanchal Nagar Sahakari Bank Limited branches in Dwarahat and Almora, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Kurmanchal Nagar Sahakari Bank Limited and navigate to the branch locator section. Search for Dwarahat or Dwarahat to get the exact IFSC Code KNSB0010044.
Mobile Banking App
If you use The Kurmanchal Nagar Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kurmanchal Nagar Sahakari Bank Limited and Dwarahat, you'll get the correct details.
How to Use IFSC Code KNSB0010044 for Online Transfers?
If you have the IFSC Code KNSB0010044 for the Dwarahat branch of The Kurmanchal Nagar Sahakari Bank Limited in Dwarahat, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KNSB0010044. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Kurmanchal Nagar Sahakari Bank Limited IFSC Code KNSB0010044.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited Dwarahat in Dwarahat, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kurmanchal Nagar Sahakari Bank Limited in Dwarahat, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kurmanchal Nagar Sahakari Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dwarahat manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KNSB0010044.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Chaudhary Bhawan Near Bus Station Dwarahat 263653 Almora located in Dwarahat, Almora, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.