Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Vatakara Convent Road branch in Vatakara, Kozhikode, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Kerala State Co Operative Bank Ltd located in Vatakara or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001673. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Vatakara Convent Road, Vatakara
Here are some of the key details that come with the IFSC Code KSBK0001673 of The Kerala State Co Operative Bank Ltd for its branch located in Vatakara, within the district of Kozhikode in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001673 |
| Branch | Vatakara Convent Road |
| City | Vatakara |
| District | Kozhikode |
| State | Kerala |
| Address | 925Meodnuseevdnuseeozhiodepin |
These details are important not only for users using online banking but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Vatakara for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KSBK0001673 for the Vatakara Convent Road branch of The Kerala State Co Operative Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Vatakara Convent Road, Vatakara, Kerala, is provided with a unique IFSC like KSBK0001673 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Kerala State Co Operative Bank Ltd branch in Vatakara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Vatakara and Kozhikode.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Vatakara Convent Road do not get mixed with another location.
Format of the IFSC Code KSBK0001673
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kerala State Co Operative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vatakara Convent Road in Vatakara.
For example, the IFSC Code KSBK0001673 of The Kerala State Co Operative Bank Ltd for the Vatakara Convent Road branch includes these elements, identifying the bank and the branch location in Vatakara and Kerala accurately.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
If you are looking for the IFSC Code KSBK0001673 of The Kerala State Co Operative Bank Ltd for its Vatakara Convent Road branch located in Vatakara, the following methods can help:
Cheque Book
The cheque book that is issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Kerala State Co Operative Bank Ltd branches in Vatakara and Kozhikode, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Kerala State Co Operative Bank Ltd and look for the branch locator section, then search for Vatakara Convent Road or Vatakara to get the exact IFSC Code KSBK0001673.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kerala State Co Operative Bank Ltd and Vatakara, then it will provide you proper information.
How to Use IFSC Code KSBK0001673 for Online Transfers?
Once you have the IFSC Code KSBK0001673 for the Vatakara Convent Road branch of The Kerala State Co Operative Bank Ltd in Vatakara, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KSBK0001673. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001673.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Vatakara Convent Road in Vatakara, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Vatakara Convent Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vatakara to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KSBK0001673.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 925Meodnuseevdnuseeozhiodepin located in Vatakara, Kozhikode, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
