Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Edakkazhiyur branch in Thrissur, Thrissur, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Kerala State Co Operative Bank Ltd located in Thrissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001472. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Edakkazhiyur, Thrissur
The table below shows the main details of the IFSC Code KSBK0001472 for the The Kerala State Co Operative Bank Ltd branch in Thrissur, which falls under the Thrissur district in Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001472 |
| Branch | Edakkazhiyur |
| City | Thrissur |
| District | Thrissur |
| State | Kerala |
| Address | 201Ashameer Brothers Buildings,Edakkazhiyur-,Thrissur Pin 680515 |
These details are essential not only for online banking users but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Thrissur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001472 for the Edakkazhiyur branch of The Kerala State Co Operative Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Edakkazhiyur, Thrissur, Kerala, is provided a unique IFSC like KSBK0001472 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kerala State Co Operative Bank Ltd branch in Thrissur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thrissur and Thrissur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Edakkazhiyur do not get misguided to another person.
Format of the IFSC Code KSBK0001472
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Edakkazhiyur in Thrissur.
For example, the IFSC Code KSBK0001472 of The Kerala State Co Operative Bank Ltd for the Edakkazhiyur branch includes these elements, identifying the bank and the branch location in Thrissur and Kerala correctly.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
To find the IFSC Code KSBK0001472 of The Kerala State Co Operative Bank Ltd for its Edakkazhiyur branch located in Thrissur, the following methods can help you out:
Cheque Book
The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Kerala State Co Operative Bank Ltd branches in Thrissur and Thrissur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kerala State Co Operative Bank Ltd and go to the branch locator section. Then search for Edakkazhiyur or Thrissur to find the exact IFSC Code KSBK0001472.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kerala State Co Operative Bank Ltd and Thrissur will provide accurate information.
How to Use IFSC Code KSBK0001472 for Online Transfers?
Once you have the IFSC Code KSBK0001472 for the Edakkazhiyur branch of The Kerala State Co Operative Bank Ltd in Thrissur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KSBK0001472. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001472.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Edakkazhiyur in Thrissur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kerala State Co Operative Bank Ltd in Edakkazhiyur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Thrissur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KSBK0001472.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 201Ashameer Brothers Buildings,Edakkazhiyur-,Thrissur Pin 680515 located in Thrissur, Thrissur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.