Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Aruvikkara branch in Thiruvananthapuram, Thiruvananthapuram, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Kerala State Co Operative Bank Ltd located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001023. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Aruvikkara, Thiruvananthapuram
The table below shows the main details of the IFSC Code KSBK0001023 for the The Kerala State Co Operative Bank Ltd branch in Thiruvananthapuram, which falls under the Thiruvananthapuram district in Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001023 |
| Branch | Aruvikkara |
| City | Thiruvananthapuram |
| District | Thiruvananthapuram |
| State | Kerala |
| Address | Ap 6/677(F),Madhavam Building,Aruvikkara,Thiruvananthapuram Pin 695564 |
These details helps users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Thiruvananthapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001023 for the Aruvikkara branch of The Kerala State Co Operative Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Aruvikkara, Thiruvananthapuram, Kerala, is provided with a unique IFSC like KSBK0001023 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Kerala State Co Operative Bank Ltd branch in Thiruvananthapuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Thiruvananthapuram and Thiruvananthapuram.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Aruvikkara do not get mixed with another location.
Format of the IFSC Code KSBK0001023
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kerala State Co Operative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aruvikkara in Thiruvananthapuram.
For example, the IFSC Code KSBK0001023 of The Kerala State Co Operative Bank Ltd for the Aruvikkara branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala accurately.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
To find the IFSC Code KSBK0001023 of The Kerala State Co Operative Bank Ltd for its Aruvikkara branch located in Thiruvananthapuram, the following methods can help you out:
Cheque Book
The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Kerala State Co Operative Bank Ltd branches in Thiruvananthapuram and Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kerala State Co Operative Bank Ltd and go to the branch locator section. Then search for Aruvikkara or Thiruvananthapuram to find the exact IFSC Code KSBK0001023.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kerala State Co Operative Bank Ltd and Thiruvananthapuram will provide accurate information.
How to Use IFSC Code KSBK0001023 for Online Transfers?
Once you have the IFSC Code KSBK0001023 for the Aruvikkara branch of The Kerala State Co Operative Bank Ltd in Thiruvananthapuram, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KSBK0001023. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001023.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Aruvikkara in Thiruvananthapuram, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Aruvikkara, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thiruvananthapuram to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KSBK0001023.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ap 6/677(F),Madhavam Building,Aruvikkara,Thiruvananthapuram Pin 695564 located in Thiruvananthapuram, Thiruvananthapuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.