IFSC Code of The Kerala State Co Operative Bank Ltd, Puthuppady, Kozhikode, Kerala — KSBK0001664

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Puthuppady branch in Thamarassery, Kozhikode, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Kerala State Co Operative Bank Ltd located in Thamarassery or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001664. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Puthuppady, Thamarassery

Below in the table are the key details related to IFSC Code KSBK0001664 of The Kerala State Co Operative Bank Ltd for its branch located in Thamarassery, within the district of Kozhikode in the state of Kerala.

These details helps users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Thamarassery for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001664 for the Puthuppady branch of The Kerala State Co Operative Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KSBK0001664 is given to every bank branch, including The Kerala State Co Operative Bank Ltd located in Puthuppady, Thamarassery, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the The Kerala State Co Operative Bank Ltd branch in Thamarassery.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Thamarassery and Kozhikode.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Puthuppady doesn't end up at another location.

Format of the IFSC Code KSBK0001664

This is the format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For The Kerala State Co Operative Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Puthuppady in Thamarassery.

For example, the IFSC Code KSBK0001664 of The Kerala State Co Operative Bank Ltd for the Puthuppady branch includes these elements, identifying the bank and the branch location in Thamarassery and Kerala accurately.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

If you are looking for the IFSC Code KSBK0001664 of The Kerala State Co Operative Bank Ltd for its Puthuppady branch located in Thamarassery, the following methods can help:

Cheque Book

The cheque book that is issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Kerala State Co Operative Bank Ltd branches in Thamarassery and Kozhikode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Kerala State Co Operative Bank Ltd and look for the branch locator section, then search for Puthuppady or Thamarassery to get the exact IFSC Code KSBK0001664.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kerala State Co Operative Bank Ltd and Thamarassery, then it will provide you proper information.

How to Use IFSC Code KSBK0001664 for Online Transfers?

Once you have the IFSC Code KSBK0001664 for the Puthuppady branch of The Kerala State Co Operative Bank Ltd in Thamarassery, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KSBK0001664. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001664.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Puthuppady in Thamarassery, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Puthuppady, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Kerala State Co Operative Bank Ltd website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thamarassery to handle online money transfers and get their cheques cleared smoothly.