The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Bandadka branch in Sankarampady -Paduppu, Kasaragod, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kerala State Co Operative Bank Ltd located in Sankarampady -Paduppu or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001784. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Bandadka, Sankarampady -Paduppu
Below in the table are the key details related to IFSC Code KSBK0001784 of The Kerala State Co Operative Bank Ltd for its branch located in Sankarampady -Paduppu, within the district of Kasaragod in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001784 |
| Branch | Bandadka |
| City | Sankarampady -Paduppu |
| District | Kasaragod |
| State | Kerala |
| Address | Xiii/287,Padupp,Shankarampady,Kasaragod Pin 671541 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Sankarampady -Paduppu for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001784 for the Bandadka branch of The Kerala State Co Operative Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kerala State Co Operative Bank Ltd located in Bandadka, Sankarampady -Paduppu, Kerala, are given a unique IFSC like KSBK0001784 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sankarampady -Paduppu.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Sankarampady -Paduppu and Kasaragod.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Kerala State Co Operative Bank Ltd in Bandadka goes to the correct branch. This is important because The Kerala State Co Operative Bank Ltd has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KSBK0001784
This is the format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Kerala State Co Operative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bandadka in Sankarampady -Paduppu.
For example, the IFSC Code KSBK0001784 of The Kerala State Co Operative Bank Ltd for the Bandadka branch includes these elements, identifying the bank and the branch location in Sankarampady -Paduppu and Kerala accurately.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
If you are trying to find the IFSC Code KSBK0001784 of The Kerala State Co Operative Bank Ltd for its Bandadka branch located in Sankarampady -Paduppu, the following methods can help:
Cheque Book
The cheque books that are issued by The Kerala State Co Operative Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Kerala State Co Operative Bank Ltd branches in Sankarampady -Paduppu and Kasaragod, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kerala State Co Operative Bank Ltd and find the branch locator section. Search for Bandadka or Sankarampady -Paduppu to get the exact IFSC Code KSBK0001784.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kerala State Co Operative Bank Ltd and Sankarampady -Paduppu that will provide accurate information.
How to Use IFSC Code KSBK0001784 for Online Transfers?
Once you have the IFSC Code KSBK0001784 for the Bandadka branch of The Kerala State Co Operative Bank Ltd in Sankarampady -Paduppu, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KSBK0001784. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001784.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Bandadka in Sankarampady -Paduppu, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Bandadka, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sankarampady -Paduppu to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KSBK0001784.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Xiii/287,Padupp,Shankarampady,Kasaragod Pin 671541 located in Sankarampady -Paduppu, Kasaragod, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.