For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Pilathara branch in Pilathara, Kannur, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Kerala State Co Operative Bank Ltd located in Pilathara or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001768. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Pilathara, Pilathara
Here are some of the key details that come with the IFSC Code KSBK0001768 of The Kerala State Co Operative Bank Ltd for its branch located in Pilathara, within the district of Kannur in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001768 |
| Branch | Pilathara |
| City | Pilathara |
| District | Kannur |
| State | Kerala |
| Address | I390F,Pilathara,Kannurpin |
These details help users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Pilathara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001768 for the Pilathara branch of The Kerala State Co Operative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Pilathara, Pilathara, Kerala, is provided a unique IFSC like KSBK0001768 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kerala State Co Operative Bank Ltd branch in Pilathara.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pilathara and Kannur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Pilathara do not get misguided to another person.
Format of the IFSC Code KSBK0001768
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pilathara in Pilathara.
For example, the IFSC Code KSBK0001768 of The Kerala State Co Operative Bank Ltd for the Pilathara branch includes these elements, identifying the bank and the branch location in Pilathara and Kerala correctly.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
If you are looking for the IFSC Code KSBK0001768 of The Kerala State Co Operative Bank Ltd for its Pilathara branch located in Pilathara, the following methods can help:
Cheque Book
The cheque book that is issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Kerala State Co Operative Bank Ltd branches in Pilathara and Kannur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Kerala State Co Operative Bank Ltd and look for the branch locator section, then search for Pilathara or Pilathara to get the exact IFSC Code KSBK0001768.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kerala State Co Operative Bank Ltd and Pilathara, then it will provide you proper information.
How to Use IFSC Code KSBK0001768 for Online Transfers?
Once you have the IFSC Code KSBK0001768 for the Pilathara branch of The Kerala State Co Operative Bank Ltd in Pilathara, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KSBK0001768. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001768.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Pilathara in Pilathara, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kerala State Co Operative Bank Ltd in Pilathara, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pilathara manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KSBK0001768.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is I390F,Pilathara,Kannurpin located in Pilathara, Kannur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.