IFSC Code of The Kerala State Co Operative Bank Ltd, Naduvannur, Kozhikode, Kerala — KSBK0001652

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Naduvannur branch in Perambra, Kozhikode, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Kerala State Co Operative Bank Ltd located in Perambra or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001652. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Naduvannur, Perambra

Below in the table are the key details related to IFSC Code KSBK0001652 of The Kerala State Co Operative Bank Ltd for its branch located in Perambra, within the district of Kozhikode in the state of Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Perambra for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001652 for the Naduvannur branch of The Kerala State Co Operative Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kerala State Co Operative Bank Ltd located in Naduvannur, Perambra, Kerala, are allotted a unique IFSC like KSBK0001652 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Perambra.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Perambra and Kozhikode.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Kerala State Co Operative Bank Ltd in Naduvannur reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code KSBK0001652

The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Naduvannur in Perambra.

For example, the IFSC Code KSBK0001652 of The Kerala State Co Operative Bank Ltd for the Naduvannur branch includes these elements, identifying the bank and the branch location in Perambra and Kerala correctly.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

If you are trying to find the IFSC Code KSBK0001652 of The Kerala State Co Operative Bank Ltd for its Naduvannur branch located in Perambra, the following methods can help:

Cheque Book

The cheque books that are issued by The Kerala State Co Operative Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Kerala State Co Operative Bank Ltd branches in Perambra and Kozhikode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Kerala State Co Operative Bank Ltd and find the branch locator section. Search for Naduvannur or Perambra to get the exact IFSC Code KSBK0001652.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kerala State Co Operative Bank Ltd and Perambra that will provide accurate information.

How to Use IFSC Code KSBK0001652 for Online Transfers?

Once you have the IFSC Code KSBK0001652 for the Naduvannur branch of The Kerala State Co Operative Bank Ltd in Perambra, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KSBK0001652. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001652.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Naduvannur in Perambra, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Naduvannur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Kerala State Co Operative Bank Ltd website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Perambra manage their online transfers and cheque clearances easily.