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IFSC Code of The Kerala State Co Operative Bank Ltd, Agali Mobile, Palakkad, Kerala — KSBK0001519

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Agali Mobile branch in Palakkad, Palakkad, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Kerala State Co Operative Bank Ltd located in Palakkad or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001519. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Agali Mobile, Palakkad

The table below shows the main details of the IFSC Code KSBK0001519 for the The Kerala State Co Operative Bank Ltd branch in Palakkad, which falls under the Palakkad district in Kerala.

Particulars Details
Bank The Kerala State Co Operative Bank Ltd
IFSC Code KSBK0001519
Branch Agali Mobile
City Palakkad
District Palakkad
State Kerala
Address 9/821,Agali Junction,Agali,Palakkad Pin 678581

These details are important not only for users using online banking but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Palakkad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KSBK0001519 for the Agali Mobile branch of The Kerala State Co Operative Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kerala State Co Operative Bank Ltd located in Agali Mobile, Palakkad, Kerala, are allotted a unique IFSC like KSBK0001519 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Palakkad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Palakkad and Palakkad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Kerala State Co Operative Bank Ltd in Agali Mobile reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code KSBK0001519

The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Agali Mobile in Palakkad.

For example, the IFSC Code KSBK0001519 of The Kerala State Co Operative Bank Ltd for the Agali Mobile branch includes these elements, identifying the bank and the branch location in Palakkad and Kerala accurately.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

If you are looking for the IFSC Code KSBK0001519 of The Kerala State Co Operative Bank Ltd for its Agali Mobile branch located in Palakkad, the following methods can help:

Cheque Book

The cheque book that is issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Kerala State Co Operative Bank Ltd branches in Palakkad and Palakkad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Kerala State Co Operative Bank Ltd and look for the branch locator section, then search for Agali Mobile or Palakkad to get the exact IFSC Code KSBK0001519.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kerala State Co Operative Bank Ltd and Palakkad, then it will provide you proper information.

How to Use IFSC Code KSBK0001519 for Online Transfers?

Once you have the IFSC Code KSBK0001519 for the Agali Mobile branch of The Kerala State Co Operative Bank Ltd in Palakkad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KSBK0001519. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001519.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Agali Mobile in Palakkad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Agali Mobile, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kerala State Co Operative Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Palakkad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kerala State Co Operative Bank Ltd in Agali Mobile, Palakkad?

The IFSC Code is KSBK0001519.

Is the IFSC Code KSBK0001519 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Kerala State Co Operative Bank Ltd Agali Mobile?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Agali Mobile branch?

The address of the branch is 9/821,Agali Junction,Agali,Palakkad Pin 678581 located in Palakkad, Palakkad, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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