For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Nadapuram Town branch in Nadapuram, Kozhikode, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Kerala State Co Operative Bank Ltd located in Nadapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001651. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Nadapuram Town, Nadapuram
Here are the main details that are associated with the IFSC Code KSBK0001651 of The Kerala State Co Operative Bank Ltd for its branch located in Nadapuram, within the district of Kozhikode in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001651 |
| Branch | Nadapuram Town |
| City | Nadapuram |
| District | Kozhikode |
| State | Kerala |
| Address | 19/510-C1,2 And 3,Moyiloth Building,Moyiloth Mukku,Nadapuram,Nadapuram,Kozhikode Pin 673504 |
These details helps users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Nadapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001651 for the Nadapuram Town branch of The Kerala State Co Operative Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Nadapuram Town, Nadapuram, Kerala, is provided with a unique IFSC like KSBK0001651 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Kerala State Co Operative Bank Ltd branch in Nadapuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Nadapuram and Kozhikode.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Nadapuram Town do not get mixed with another location.
Format of the IFSC Code KSBK0001651
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Kerala State Co Operative Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Nadapuram Town in Nadapuram.
For example, the IFSC Code KSBK0001651 of The Kerala State Co Operative Bank Ltd for the Nadapuram Town branch has these elements, identifying the bank and the branch location in Nadapuram and Kerala correctly.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
If you are looking for the IFSC Code KSBK0001651 of The Kerala State Co Operative Bank Ltd for its Nadapuram Town branch located in Nadapuram, the following methods can help:
Cheque Book
The cheque book that is issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Kerala State Co Operative Bank Ltd branches in Nadapuram and Kozhikode, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Kerala State Co Operative Bank Ltd and look for the branch locator section, then search for Nadapuram Town or Nadapuram to get the exact IFSC Code KSBK0001651.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kerala State Co Operative Bank Ltd and Nadapuram, then it will provide you proper information.
How to Use IFSC Code KSBK0001651 for Online Transfers?
Once you have the IFSC Code KSBK0001651 for the Nadapuram Town branch of The Kerala State Co Operative Bank Ltd in Nadapuram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KSBK0001651. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001651.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Nadapuram Town in Nadapuram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kerala State Co Operative Bank Ltd in Nadapuram Town, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Nadapuram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KSBK0001651.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 19/510-C1,2 And 3,Moyiloth Building,Moyiloth Mukku,Nadapuram,Nadapuram,Kozhikode Pin 673504 located in Nadapuram, Kozhikode, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.