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IFSC Code of The Kerala State Co Operative Bank Ltd, Munnar Evening, Idukki, Kerala — KSBK0001368

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Munnar Evening branch in Munnar, Idukki, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Kerala State Co Operative Bank Ltd located in Munnar or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001368. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Munnar Evening, Munnar

Below in the table are the key details related to IFSC Code KSBK0001368 of The Kerala State Co Operative Bank Ltd for its branch located in Munnar, within the district of Idukki in the state of Kerala.

Particulars Details
Bank The Kerala State Co Operative Bank Ltd
IFSC Code KSBK0001368
Branch Munnar Evening
City Munnar
District Idukki
State Kerala
Address Acaaulgcomlex,Aaarroa,Xx/28(2),Aaarroa,Muar.O,Ukkin

These details are essential not only for online banking users but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Munnar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001368 for the Munnar Evening branch of The Kerala State Co Operative Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kerala State Co Operative Bank Ltd located in Munnar Evening, Munnar, Kerala, are allotted a unique IFSC like KSBK0001368 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Munnar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Munnar and Idukki.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Kerala State Co Operative Bank Ltd in Munnar Evening reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code KSBK0001368

The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Kerala State Co Operative Bank Ltd, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Munnar Evening in Munnar.

For example, the IFSC Code KSBK0001368 of The Kerala State Co Operative Bank Ltd for the Munnar Evening branch has these elements, identifying the bank and the branch location in Munnar and Kerala correctly.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

If you are looking for the IFSC Code KSBK0001368 of The Kerala State Co Operative Bank Ltd for its Munnar Evening branch located in Munnar, the following methods can help:

Cheque Book

The cheque book that is issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Kerala State Co Operative Bank Ltd branches in Munnar and Idukki, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Kerala State Co Operative Bank Ltd and look for the branch locator section, then search for Munnar Evening or Munnar to get the exact IFSC Code KSBK0001368.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kerala State Co Operative Bank Ltd and Munnar, then it will provide you proper information.

How to Use IFSC Code KSBK0001368 for Online Transfers?

Once you have the IFSC Code KSBK0001368 for the Munnar Evening branch of The Kerala State Co Operative Bank Ltd in Munnar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KSBK0001368. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001368.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Munnar Evening in Munnar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Munnar Evening, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kerala State Co Operative Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Munnar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kerala State Co Operative Bank Ltd in Munnar Evening, Munnar?

The IFSC Code is KSBK0001368.

Is the IFSC Code KSBK0001368 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Kerala State Co Operative Bank Ltd Munnar Evening?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Munnar Evening branch?

The address of the branch is Acaaulgcomlex,Aaarroa,Xx/28(2),Aaarroa,Muar.O,Ukkin located in Munnar, Idukki, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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