There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Mattannur branch in Mattannur, Kannur, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Kerala State Co Operative Bank Ltd situated in Mattannur or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code KSBK0001751. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Mattannur, Mattannur
Here are the main details that are associated with the IFSC Code KSBK0001751 of The Kerala State Co Operative Bank Ltd for its branch located in Mattannur, within the district of Kannur in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001751 |
| Branch | Mattannur |
| City | Mattannur |
| District | Kannur |
| State | Kerala |
| Address | P31/276,Attannur,Kannurpin |
These details are essential not only for online banking users but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Mattannur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001751 for the Mattannur branch of The Kerala State Co Operative Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kerala State Co Operative Bank Ltd located in Mattannur, Mattannur, Kerala, are allotted a unique IFSC like KSBK0001751 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mattannur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mattannur and Kannur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Kerala State Co Operative Bank Ltd in Mattannur reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code KSBK0001751
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Kerala State Co Operative Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mattannur in Mattannur.
For example, the IFSC Code KSBK0001751 of The Kerala State Co Operative Bank Ltd for the Mattannur branch has these elements, identifying the bank and the branch location in Mattannur and Kerala correctly.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
If you are looking for the IFSC Code KSBK0001751 of The Kerala State Co Operative Bank Ltd for its Mattannur branch located in Mattannur, the following methods can help:
Cheque Book
The cheque book that is issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Kerala State Co Operative Bank Ltd branches in Mattannur and Kannur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Kerala State Co Operative Bank Ltd and look for the branch locator section, then search for Mattannur or Mattannur to get the exact IFSC Code KSBK0001751.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kerala State Co Operative Bank Ltd and Mattannur, then it will provide you proper information.
How to Use IFSC Code KSBK0001751 for Online Transfers?
If you have the IFSC Code KSBK0001751 for the Mattannur branch of The Kerala State Co Operative Bank Ltd in Mattannur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KSBK0001751. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001751.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Mattannur in Mattannur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Mattannur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mattannur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KSBK0001751.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is P31/276,Attannur,Kannurpin located in Mattannur, Kannur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.