For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Mathamangalam branch in Mathamangalam, Kannur, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Kerala State Co Operative Bank Ltd located in Mathamangalam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001749. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Mathamangalam, Mathamangalam
Below in the table are the key details related to IFSC Code KSBK0001749 of The Kerala State Co Operative Bank Ltd for its branch located in Mathamangalam, within the district of Kannur in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001749 |
| Branch | Mathamangalam |
| City | Mathamangalam |
| District | Kannur |
| State | Kerala |
| Address | Kv835Mno,Mathamangalam,Mathamangalambazar,Kannurin |
These details are important not only for users using online banking but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Mathamangalam for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KSBK0001749 for the Mathamangalam branch of The Kerala State Co Operative Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kerala State Co Operative Bank Ltd located in Mathamangalam, Mathamangalam, Kerala, are allotted a unique IFSC like KSBK0001749 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mathamangalam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mathamangalam and Kannur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Kerala State Co Operative Bank Ltd in Mathamangalam reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code KSBK0001749
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kerala State Co Operative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mathamangalam in Mathamangalam.
For example, the IFSC Code KSBK0001749 of The Kerala State Co Operative Bank Ltd for the Mathamangalam branch includes these elements, identifying the bank and the branch location in Mathamangalam and Kerala accurately.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
If you are trying to find the IFSC Code KSBK0001749 of The Kerala State Co Operative Bank Ltd for its Mathamangalam branch located in Mathamangalam, the following methods can help:
Cheque Book
The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Kerala State Co Operative Bank Ltd branches in Mathamangalam and Kannur, print them on the first page of your passbook.
Bank Website
Visit the official website of The Kerala State Co Operative Bank Ltd and navigate to the branch locator section. Search for Mathamangalam or Mathamangalam to get the exact IFSC Code KSBK0001749.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kerala State Co Operative Bank Ltd and Mathamangalam, you'll get the correct details.
How to Use IFSC Code KSBK0001749 for Online Transfers?
Once you have the IFSC Code KSBK0001749 for the Mathamangalam branch of The Kerala State Co Operative Bank Ltd in Mathamangalam, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KSBK0001749. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001749.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Mathamangalam in Mathamangalam, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Mathamangalam, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mathamangalam manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KSBK0001749.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kv835Mno,Mathamangalam,Mathamangalambazar,Kannurin located in Mathamangalam, Kannur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.