IFSC Code of The Kerala State Co Operative Bank Ltd, Mavoor Road, Kozhikode, Kerala — KSBK0001644

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Mavoor Road branch in Kozhikode, Kozhikode, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Kerala State Co Operative Bank Ltd located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001644. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Mavoor Road, Kozhikode

Here are the main details that are associated with the IFSC Code KSBK0001644 of The Kerala State Co Operative Bank Ltd for its branch located in Kozhikode, within the district of Kozhikode in the state of Kerala.

These details helps users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Kozhikode for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001644 for the Mavoor Road branch of The Kerala State Co Operative Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Mavoor Road, Kozhikode, Kerala, is provided with a unique IFSC like KSBK0001644 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the The Kerala State Co Operative Bank Ltd branch in Kozhikode.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kozhikode and Kozhikode.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Mavoor Road do not get mixed with another location.

Format of the IFSC Code KSBK0001644

The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In The Kerala State Co Operative Bank Ltd, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mavoor Road in Kozhikode.

For example, the IFSC Code KSBK0001644 of The Kerala State Co Operative Bank Ltd for the Mavoor Road branch has these elements, identifying the bank and the branch location in Kozhikode and Kerala correctly.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

To find the IFSC Code KSBK0001644 of The Kerala State Co Operative Bank Ltd for its Mavoor Road branch located in Kozhikode, the following methods can help you out:

Cheque Book

The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Kerala State Co Operative Bank Ltd branches in Kozhikode and Kozhikode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Kerala State Co Operative Bank Ltd and go to the branch locator section. Then search for Mavoor Road or Kozhikode to find the exact IFSC Code KSBK0001644.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kerala State Co Operative Bank Ltd and Kozhikode will provide accurate information.

How to Use IFSC Code KSBK0001644 for Online Transfers?

If you have the IFSC Code KSBK0001644 for the Mavoor Road branch of The Kerala State Co Operative Bank Ltd in Kozhikode, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KSBK0001644. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001644.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Mavoor Road in Kozhikode, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Mavoor Road, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Kerala State Co Operative Bank Ltd website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kozhikode to handle online money transfers and get their cheques cleared smoothly.