There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Athirampuzha branch in Kottayam, Kottayam, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Kerala State Co Operative Bank Ltd situated in Kottayam or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code KSBK0001284. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Athirampuzha, Kottayam
Here are the key points that are associated with the IFSC Code KSBK0001284 of The Kerala State Co Operative Bank Ltd for its branch located in Kottayam, within the district of Kottayam in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001284 |
| Branch | Athirampuzha |
| City | Kottayam |
| District | Kottayam |
| State | Kerala |
| Address | 8/522,Athirampuzha,Kottayam Pin 686562 |
These details help users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Kottayam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001284 for the Athirampuzha branch of The Kerala State Co Operative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Athirampuzha, Kottayam, Kerala, is provided a unique IFSC like KSBK0001284 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kerala State Co Operative Bank Ltd branch in Kottayam.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kottayam and Kottayam.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Athirampuzha do not get misguided to another person.
Format of the IFSC Code KSBK0001284
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Athirampuzha in Kottayam.
For example, the IFSC Code KSBK0001284 of The Kerala State Co Operative Bank Ltd for the Athirampuzha branch includes these elements, identifying the bank and the branch location in Kottayam and Kerala accurately.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
To find the IFSC Code KSBK0001284 of The Kerala State Co Operative Bank Ltd for its Athirampuzha branch located in Kottayam, the following methods can help you out:
Cheque Book
The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Kerala State Co Operative Bank Ltd branches in Kottayam and Kottayam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kerala State Co Operative Bank Ltd and go to the branch locator section. Then search for Athirampuzha or Kottayam to find the exact IFSC Code KSBK0001284.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kerala State Co Operative Bank Ltd and Kottayam will provide accurate information.
How to Use IFSC Code KSBK0001284 for Online Transfers?
Once you have the IFSC Code KSBK0001284 for the Athirampuzha branch of The Kerala State Co Operative Bank Ltd in Kottayam, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KSBK0001284. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001284.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Athirampuzha in Kottayam, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Athirampuzha, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kottayam manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KSBK0001284.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 8/522,Athirampuzha,Kottayam Pin 686562 located in Kottayam, Kottayam, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.