Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Ezhukone branch in Ezhukone, Kollam, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Kerala State Co Operative Bank Ltd located in Ezhukone or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001122. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Ezhukone, Ezhukone
Here are the main details that are associated with the IFSC Code KSBK0001122 of The Kerala State Co Operative Bank Ltd for its branch located in Ezhukone, within the district of Kollam in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001122 |
| Branch | Ezhukone |
| City | Ezhukone |
| District | Kollam |
| State | Kerala |
| Address | P39Zullmpin |
These details are important not only for users using online banking but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Ezhukone for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KSBK0001122 for the Ezhukone branch of The Kerala State Co Operative Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kerala State Co Operative Bank Ltd located in Ezhukone, Ezhukone, Kerala, are given a unique IFSC like KSBK0001122 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ezhukone.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Ezhukone and Kollam.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Kerala State Co Operative Bank Ltd in Ezhukone goes to the correct branch. This is important because The Kerala State Co Operative Bank Ltd has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KSBK0001122
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ezhukone in Ezhukone.
For example, the IFSC Code KSBK0001122 of The Kerala State Co Operative Bank Ltd for the Ezhukone branch includes these elements, identifying the bank and the branch location in Ezhukone and Kerala accurately.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
If you are looking for the IFSC Code KSBK0001122 of The Kerala State Co Operative Bank Ltd for its Ezhukone branch located in Ezhukone, the following methods can help:
Cheque Book
The cheque book that is issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Kerala State Co Operative Bank Ltd branches in Ezhukone and Kollam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Kerala State Co Operative Bank Ltd and look for the branch locator section, then search for Ezhukone or Ezhukone to get the exact IFSC Code KSBK0001122.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kerala State Co Operative Bank Ltd and Ezhukone, then it will provide you proper information.
How to Use IFSC Code KSBK0001122 for Online Transfers?
If you have the IFSC Code KSBK0001122 for the Ezhukone branch of The Kerala State Co Operative Bank Ltd in Ezhukone, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KSBK0001122. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001122.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Ezhukone in Ezhukone, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Ezhukone, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ezhukone to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ezhukone Ezhukone branch is KSBK0001122.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at P39Zullmpin.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.