The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Karanataka State Cooperative Apex Bank Limited for its Tumkur Dcc Bank Ltd , Y N Hosakote Br branch in Tumkur, Tumkur, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Karanataka State Cooperative Apex Bank Limited located in Tumkur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KSCB0006013. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Karanataka State Cooperative Apex Bank Limited, Tumkur Dcc Bank Ltd , Y N Hosakote Br, Tumkur
Here are some of the key details that come with the IFSC Code KSCB0006013 of The Karanataka State Cooperative Apex Bank Limited for its branch located in Tumkur, within the district of Tumkur in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | The Karanataka State Cooperative Apex Bank Limited |
| IFSC Code | KSCB0006013 |
| Branch | Tumkur Dcc Bank Ltd , Y N Hosakote Br |
| City | Tumkur |
| District | Tumkur |
| State | Karnataka |
| Address | Tumkur Dcc Bank Ltd.,Yn Hosakote Br,Yn Hosakote Pavagada Tq,Tumkur Dist |
These details help users in online banking and for businesses and individuals who use The Karanataka State Cooperative Apex Bank Limited in Tumkur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSCB0006013 for the Tumkur Dcc Bank Ltd , Y N Hosakote Br branch of The Karanataka State Cooperative Apex Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KSCB0006013 is given to every bank branch, including The Karanataka State Cooperative Apex Bank Limited located in Tumkur Dcc Bank Ltd , Y N Hosakote Br, Tumkur, Karnataka, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Karanataka State Cooperative Apex Bank Limited branch in Tumkur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Tumkur and Tumkur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for The Karanataka State Cooperative Apex Bank Limited in Tumkur Dcc Bank Ltd , Y N Hosakote Br doesn't end up at another location.
Format of the IFSC Code KSCB0006013
This is the format of the IFSC Code for banks, including The Karanataka State Cooperative Apex Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Karanataka State Cooperative Apex Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tumkur Dcc Bank Ltd , Y N Hosakote Br in Tumkur.
For example, the IFSC Code KSCB0006013 of The Karanataka State Cooperative Apex Bank Limited for the Tumkur Dcc Bank Ltd , Y N Hosakote Br branch includes these elements, identifying the bank and the branch location in Tumkur and Karnataka accurately.
How to Find IFSC Code for The Karanataka State Cooperative Apex Bank Limited?
If you are looking for the IFSC Code KSCB0006013 of The Karanataka State Cooperative Apex Bank Limited for its Tumkur Dcc Bank Ltd , Y N Hosakote Br branch located in Tumkur, the following methods can help:
Cheque Book
The cheque book that is issued by The Karanataka State Cooperative Apex Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Karanataka State Cooperative Apex Bank Limited branches in Tumkur and Tumkur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Karanataka State Cooperative Apex Bank Limited and look for the branch locator section, then search for Tumkur Dcc Bank Ltd , Y N Hosakote Br or Tumkur to get the exact IFSC Code KSCB0006013.
Mobile Banking App
If you use The Karanataka State Cooperative Apex Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Karanataka State Cooperative Apex Bank Limited and Tumkur, then it will provide you proper information.
How to Use IFSC Code KSCB0006013 for Online Transfers?
Once you have the IFSC Code KSCB0006013 for the Tumkur Dcc Bank Ltd , Y N Hosakote Br branch of The Karanataka State Cooperative Apex Bank Limited in Tumkur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KSCB0006013. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Karanataka State Cooperative Apex Bank Limited IFSC Code KSCB0006013.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Karanataka State Cooperative Apex Bank Limited Tumkur Dcc Bank Ltd , Y N Hosakote Br in Tumkur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Karanataka State Cooperative Apex Bank Limited in Tumkur Dcc Bank Ltd , Y N Hosakote Br, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Karanataka State Cooperative Apex Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tumkur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Tumkur Dcc Bank Ltd , Y N Hosakote Br Tumkur branch is KSCB0006013.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Tumkur Dcc Bank Ltd.,Yn Hosakote Br,Yn Hosakote Pavagada Tq,Tumkur Dist.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.