The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Karad Urban Cooperative Bank Limited for its The Karad Urban Co-Op Bank Ltd. Karad (Scheduled Bank) branch in Satara, Karad, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Karad Urban Cooperative Bank Limited located in Satara or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KUCB04880SC. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Karad Urban Cooperative Bank Limited, The Karad Urban Co-Op Bank Ltd. Karad (Scheduled Bank), Satara
Here are the main details that are associated with the IFSC Code KUCB04880SC of The Karad Urban Cooperative Bank Limited for its branch located in Satara, within the district of Karad in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Karad Urban Cooperative Bank Limited |
| IFSC Code | KUCB04880SC |
| Branch | The Karad Urban Co-Op Bank Ltd. Karad (Scheduled Bank) |
| City | Satara |
| District | Karad |
| State | Maharashtra |
| Address | Head Office, 516/2, Shahu Chowk,Shaniwar Peth, Karad.Pin- 415110 |
These details help users in online banking and for businesses and individuals who use The Karad Urban Cooperative Bank Limited in Satara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KUCB04880SC for the The Karad Urban Co-Op Bank Ltd. Karad (Scheduled Bank) branch of The Karad Urban Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KUCB04880SC is given to every bank branch, including The Karad Urban Cooperative Bank Limited located in The Karad Urban Co-Op Bank Ltd. Karad (Scheduled Bank), Satara, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Karad Urban Cooperative Bank Limited branch in Satara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Satara and Karad.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for The Karad Urban Cooperative Bank Limited in The Karad Urban Co-Op Bank Ltd. Karad (Scheduled Bank) doesn't end up at another location.
Format of the IFSC Code KUCB04880SC
The format of the IFSC Code for banks, including The Karad Urban Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Karad Urban Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Karad Urban Co-Op Bank Ltd. Karad (Scheduled Bank) in Satara.
For example, the IFSC Code KUCB04880SC of The Karad Urban Cooperative Bank Limited for the The Karad Urban Co-Op Bank Ltd. Karad (Scheduled Bank) branch has these elements, identifying the bank and the branch location in Satara and Maharashtra correctly.
How to Find IFSC Code for The Karad Urban Cooperative Bank Limited?
To find the IFSC Code KUCB04880SC of The Karad Urban Cooperative Bank Limited for its The Karad Urban Co-Op Bank Ltd. Karad (Scheduled Bank) branch located in Satara, the following methods can help you out:
Cheque Book
The cheque book issued by The Karad Urban Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Karad Urban Cooperative Bank Limited branches in Satara and Karad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Karad Urban Cooperative Bank Limited and go to the branch locator section. Then search for The Karad Urban Co-Op Bank Ltd. Karad (Scheduled Bank) or Satara to find the exact IFSC Code KUCB04880SC.
Mobile Banking App
If you use The Karad Urban Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Karad Urban Cooperative Bank Limited and Satara will provide accurate information.
How to Use IFSC Code KUCB04880SC for Online Transfers?
If you have the IFSC Code KUCB04880SC for the The Karad Urban Co-Op Bank Ltd. Karad (Scheduled Bank) branch of The Karad Urban Cooperative Bank Limited in Satara, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KUCB04880SC. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Karad Urban Cooperative Bank Limited IFSC Code KUCB04880SC.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Karad Urban Cooperative Bank Limited The Karad Urban Co-Op Bank Ltd. Karad (Scheduled Bank) in Satara, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Karad Urban Cooperative Bank Limited in The Karad Urban Co-Op Bank Ltd. Karad (Scheduled Bank), here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Karad Urban Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Satara to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KUCB04880SC.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Head Office, 516/2, Shahu Chowk,Shaniwar Peth, Karad.Pin- 415110 located in Satara, Karad, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.