Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Karad Urban Cooperative Bank Limited for its Talmavale branch in Satara, Patan, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Karad Urban Cooperative Bank Limited located in Satara or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KUCB0488071. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Karad Urban Cooperative Bank Limited, Talmavale, Satara

The table below shows the main details of the IFSC Code KUCB0488071 for the The Karad Urban Cooperative Bank Limited branch in Satara, which falls under the Patan district in Maharashtra.

Particulars Details
Bank The Karad Urban Cooperative Bank Limited
IFSC Code KUCB0488071
Branch Talmavale
City Satara
District Patan
State Maharashtra
Address Shivkanya Building,Karad-Dhebewadi Road,Taigadewadi(Talmavale),Taluka-Patan,District-Satara-415103

These details helps users in online banking and for businesses and individuals who use The Karad Urban Cooperative Bank Limited in Satara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KUCB0488071 for the Talmavale branch of The Karad Urban Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Karad Urban Cooperative Bank Limited located in Talmavale, Satara, Maharashtra, is provided with a unique IFSC like KUCB0488071 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Karad Urban Cooperative Bank Limited branch in Satara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Satara and Patan.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for The Karad Urban Cooperative Bank Limited in Talmavale do not get mixed with another location.

Format of the IFSC Code KUCB0488071

This is the format of the IFSC Code for banks, including The Karad Urban Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For The Karad Urban Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Talmavale in Satara.

For example, the IFSC Code KUCB0488071 of The Karad Urban Cooperative Bank Limited for the Talmavale branch includes these elements, identifying the bank and the branch location in Satara and Maharashtra accurately.

How to Find IFSC Code for The Karad Urban Cooperative Bank Limited?

If you are trying to find the IFSC Code KUCB0488071 of The Karad Urban Cooperative Bank Limited for its Talmavale branch located in Satara, the following methods can help:

Cheque Book

The cheque book issued by The Karad Urban Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Karad Urban Cooperative Bank Limited branches in Satara and Patan, print them on the first page of your passbook.

Bank Website

Visit the official website of The Karad Urban Cooperative Bank Limited and navigate to the branch locator section. Search for Talmavale or Satara to get the exact IFSC Code KUCB0488071.

Mobile Banking App

If you use The Karad Urban Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Karad Urban Cooperative Bank Limited and Satara, you'll get the correct details.

How to Use IFSC Code KUCB0488071 for Online Transfers?

If you have the IFSC Code KUCB0488071 for the Talmavale branch of The Karad Urban Cooperative Bank Limited in Satara, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KUCB0488071. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Karad Urban Cooperative Bank Limited IFSC Code KUCB0488071.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Karad Urban Cooperative Bank Limited Talmavale in Satara, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Karad Urban Cooperative Bank Limited in Talmavale, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Karad Urban Cooperative Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Satara manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Karad Urban Cooperative Bank Limited in Talmavale, Satara?

The IFSC Code is KUCB0488071.

Is the IFSC Code KUCB0488071 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Karad Urban Cooperative Bank Limited Talmavale?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Talmavale branch?

The address of the branch is Shivkanya Building,Karad-Dhebewadi Road,Taigadewadi(Talmavale),Taluka-Patan,District-Satara-415103 located in Satara, Patan, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.