For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Karad Urban Cooperative Bank Limited for its Rahimatpur branch in Satara, Rahimatpur, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Karad Urban Cooperative Bank Limited located in Satara or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KUCB0488021. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Karad Urban Cooperative Bank Limited, Rahimatpur, Satara

The table below shows the main details of the IFSC Code KUCB0488021 for the The Karad Urban Cooperative Bank Limited branch in Satara, which falls under the Rahimatpur district in Maharashtra.

Particulars Details
Bank The Karad Urban Cooperative Bank Limited
IFSC Code KUCB0488021
Branch Rahimatpur
City Satara
District Rahimatpur
State Maharashtra
Address Tandale Building ,Rahimatpur,Tal- Koregaon

These details helps users in online banking and for businesses and individuals who use The Karad Urban Cooperative Bank Limited in Satara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KUCB0488021 for the Rahimatpur branch of The Karad Urban Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Karad Urban Cooperative Bank Limited located in Rahimatpur, Satara, Maharashtra, are allotted a unique IFSC like KUCB0488021 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Satara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Satara and Rahimatpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Karad Urban Cooperative Bank Limited in Rahimatpur reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code KUCB0488021

The format of the IFSC Code for banks, including The Karad Urban Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Karad Urban Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rahimatpur in Satara.

For example, the IFSC Code KUCB0488021 of The Karad Urban Cooperative Bank Limited for the Rahimatpur branch includes these elements, identifying the bank and the branch location in Satara and Maharashtra accurately.

How to Find IFSC Code for The Karad Urban Cooperative Bank Limited?

If you are trying to find the IFSC Code KUCB0488021 of The Karad Urban Cooperative Bank Limited for its Rahimatpur branch located in Satara, the following methods can help:

Cheque Book

The cheque books that are issued by The Karad Urban Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Karad Urban Cooperative Bank Limited branches in Satara and Rahimatpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Karad Urban Cooperative Bank Limited and find the branch locator section. Search for Rahimatpur or Satara to get the exact IFSC Code KUCB0488021.

Mobile Banking App

If you use The Karad Urban Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Karad Urban Cooperative Bank Limited and Satara that will provide accurate information.

How to Use IFSC Code KUCB0488021 for Online Transfers?

Once you have the IFSC Code KUCB0488021 for the Rahimatpur branch of The Karad Urban Cooperative Bank Limited in Satara, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KUCB0488021. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Karad Urban Cooperative Bank Limited IFSC Code KUCB0488021.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Karad Urban Cooperative Bank Limited Rahimatpur in Satara may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Karad Urban Cooperative Bank Limited in Rahimatpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Karad Urban Cooperative Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Satara manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Karad Urban Cooperative Bank Limited in Rahimatpur, Satara?

The IFSC Code is KUCB0488021.

Is the IFSC Code KUCB0488021 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Karad Urban Cooperative Bank Limited Rahimatpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Rahimatpur branch?

The address of the branch is Tandale Building ,Rahimatpur,Tal- Koregaon located in Satara, Rahimatpur, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.