Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Karad Urban Cooperative Bank Limited for its Pusegaon branch in Satara, Pusegaon, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Karad Urban Cooperative Bank Limited located in Satara or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KUCB0488014. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Karad Urban Cooperative Bank Limited, Pusegaon, Satara
The table below shows the main details of the IFSC Code KUCB0488014 for the The Karad Urban Cooperative Bank Limited branch in Satara, which falls under the Pusegaon district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Karad Urban Cooperative Bank Limited |
| IFSC Code | KUCB0488014 |
| Branch | Pusegaon |
| City | Satara |
| District | Pusegaon |
| State | Maharashtra |
| Address | Jadhav Building,Pandharpur Road,Pusegaon Tal -Khatav - 415 502 |
These details are essential not only for online banking users but also for businesses and individuals who use The Karad Urban Cooperative Bank Limited in Satara for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KUCB0488014 for the Pusegaon branch of The Karad Urban Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Karad Urban Cooperative Bank Limited located in Pusegaon, Satara, Maharashtra, is provided with a unique IFSC like KUCB0488014 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Karad Urban Cooperative Bank Limited branch in Satara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Satara and Pusegaon.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for The Karad Urban Cooperative Bank Limited in Pusegaon do not get mixed with another location.
Format of the IFSC Code KUCB0488014
The format of the IFSC Code for banks, including The Karad Urban Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Karad Urban Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pusegaon in Satara.
For example, the IFSC Code KUCB0488014 of The Karad Urban Cooperative Bank Limited for the Pusegaon branch includes these elements, identifying the bank and the branch location in Satara and Maharashtra accurately.
How to Find IFSC Code for The Karad Urban Cooperative Bank Limited?
If you are trying to find the IFSC Code KUCB0488014 of The Karad Urban Cooperative Bank Limited for its Pusegaon branch located in Satara, the following methods can help:
Cheque Book
The cheque book issued by The Karad Urban Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Karad Urban Cooperative Bank Limited branches in Satara and Pusegaon, print them on the first page of your passbook.
Bank Website
Visit the official website of The Karad Urban Cooperative Bank Limited and navigate to the branch locator section. Search for Pusegaon or Satara to get the exact IFSC Code KUCB0488014.
Mobile Banking App
If you use The Karad Urban Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Karad Urban Cooperative Bank Limited and Satara, you'll get the correct details.
How to Use IFSC Code KUCB0488014 for Online Transfers?
If you have the IFSC Code KUCB0488014 for the Pusegaon branch of The Karad Urban Cooperative Bank Limited in Satara, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KUCB0488014. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Karad Urban Cooperative Bank Limited IFSC Code KUCB0488014.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Karad Urban Cooperative Bank Limited Pusegaon in Satara, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Karad Urban Cooperative Bank Limited in Pusegaon, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Karad Urban Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Satara manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KUCB0488014.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Jadhav Building,Pandharpur Road,Pusegaon Tal -Khatav - 415 502 located in Satara, Pusegaon, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.