The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Karad Urban Cooperative Bank Limited for its Masur branch in Satara, Masur, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Karad Urban Cooperative Bank Limited located in Satara or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KUCB0488004. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Karad Urban Cooperative Bank Limited, Masur, Satara
The table below shows the main details of the IFSC Code KUCB0488004 for the The Karad Urban Cooperative Bank Limited branch in Satara, which falls under the Masur district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Karad Urban Cooperative Bank Limited |
| IFSC Code | KUCB0488004 |
| Branch | Masur |
| City | Satara |
| District | Masur |
| State | Maharashtra |
| Address | Opp. S.T.Stand, At Post- Masur Tal- Karad Masur -415 106 |
These details are essential not only for online banking users but also for businesses and individuals who use The Karad Urban Cooperative Bank Limited in Satara for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KUCB0488004 for the Masur branch of The Karad Urban Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Karad Urban Cooperative Bank Limited located in Masur, Satara, Maharashtra, is provided with a unique IFSC like KUCB0488004 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Karad Urban Cooperative Bank Limited branch in Satara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Satara and Masur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for The Karad Urban Cooperative Bank Limited in Masur do not get mixed with another location.
Format of the IFSC Code KUCB0488004
The format of the IFSC Code for banks, including The Karad Urban Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Karad Urban Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Masur in Satara.
For example, the IFSC Code KUCB0488004 of The Karad Urban Cooperative Bank Limited for the Masur branch includes these elements, identifying the bank and the branch location in Satara and Maharashtra accurately.
How to Find IFSC Code for The Karad Urban Cooperative Bank Limited?
If you are looking for the IFSC Code KUCB0488004 of The Karad Urban Cooperative Bank Limited for its Masur branch located in Satara, the following methods can help:
Cheque Book
The cheque book that is issued by The Karad Urban Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Karad Urban Cooperative Bank Limited branches in Satara and Masur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Karad Urban Cooperative Bank Limited and look for the branch locator section, then search for Masur or Satara to get the exact IFSC Code KUCB0488004.
Mobile Banking App
If you use The Karad Urban Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Karad Urban Cooperative Bank Limited and Satara, then it will provide you proper information.
How to Use IFSC Code KUCB0488004 for Online Transfers?
If you have the IFSC Code KUCB0488004 for the Masur branch of The Karad Urban Cooperative Bank Limited in Satara, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KUCB0488004. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Karad Urban Cooperative Bank Limited IFSC Code KUCB0488004.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Karad Urban Cooperative Bank Limited Masur in Satara, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Karad Urban Cooperative Bank Limited in Masur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Karad Urban Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Satara manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KUCB0488004.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Opp. S.T.Stand, At Post- Masur Tal- Karad Masur -415 106 located in Satara, Masur, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.