The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Karad Urban Cooperative Bank Limited for its Krushnanagar branch in Satara, Satara, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Karad Urban Cooperative Bank Limited located in Satara or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KUCB0488064. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Karad Urban Cooperative Bank Limited, Krushnanagar, Satara
Here are the main details that are associated with the IFSC Code KUCB0488064 of The Karad Urban Cooperative Bank Limited for its branch located in Satara, within the district of Satara in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Karad Urban Cooperative Bank Limited |
| IFSC Code | KUCB0488064 |
| Branch | Krushnanagar |
| City | Satara |
| District | Satara |
| State | Maharashtra |
| Address | Vimal Resindency, Shop No. 12/13, Krushnanagar( Khed) Satara - 415003 |
These details helps users in online banking and for businesses and individuals who use The Karad Urban Cooperative Bank Limited in Satara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KUCB0488064 for the Krushnanagar branch of The Karad Urban Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Karad Urban Cooperative Bank Limited located in Krushnanagar, Satara, Maharashtra, are allotted a unique IFSC like KUCB0488064 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Satara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Satara and Satara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Karad Urban Cooperative Bank Limited in Krushnanagar reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code KUCB0488064
The format of the IFSC Code for banks, including The Karad Urban Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Karad Urban Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Krushnanagar in Satara.
For example, the IFSC Code KUCB0488064 of The Karad Urban Cooperative Bank Limited for the Krushnanagar branch includes these elements, identifying the bank and the branch location in Satara and Maharashtra accurately.
How to Find IFSC Code for The Karad Urban Cooperative Bank Limited?
To find the IFSC Code KUCB0488064 of The Karad Urban Cooperative Bank Limited for its Krushnanagar branch located in Satara, the following methods can help you out:
Cheque Book
The cheque book issued by The Karad Urban Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Karad Urban Cooperative Bank Limited branches in Satara and Satara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Karad Urban Cooperative Bank Limited and go to the branch locator section. Then search for Krushnanagar or Satara to find the exact IFSC Code KUCB0488064.
Mobile Banking App
If you use The Karad Urban Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Karad Urban Cooperative Bank Limited and Satara will provide accurate information.
How to Use IFSC Code KUCB0488064 for Online Transfers?
Once you have the IFSC Code KUCB0488064 for the Krushnanagar branch of The Karad Urban Cooperative Bank Limited in Satara, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KUCB0488064. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Karad Urban Cooperative Bank Limited IFSC Code KUCB0488064.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Karad Urban Cooperative Bank Limited Krushnanagar in Satara may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Karad Urban Cooperative Bank Limited in Krushnanagar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Karad Urban Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Satara manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KUCB0488064.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vimal Resindency, Shop No. 12/13, Krushnanagar( Khed) Satara - 415003 located in Satara, Satara, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.