The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Karad Urban Cooperative Bank Limited for its Kale branch in Satara, Kale, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Karad Urban Cooperative Bank Limited located in Satara or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KUCB0488020. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Karad Urban Cooperative Bank Limited, Kale, Satara

Here are the key points that are associated with the IFSC Code KUCB0488020 of The Karad Urban Cooperative Bank Limited for its branch located in Satara, within the district of Kale in the state of Maharashtra.

Particulars Details
Bank The Karad Urban Cooperative Bank Limited
IFSC Code KUCB0488020
Branch Kale
City Satara
District Kale
State Maharashtra
Address Grampanchayat Building,Kale - 415 104

These details are important not only for users using online banking but also for businesses and individuals who use The Karad Urban Cooperative Bank Limited in Satara for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KUCB0488020 for the Kale branch of The Karad Urban Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KUCB0488020 is given to every bank branch, including The Karad Urban Cooperative Bank Limited located in Kale, Satara, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Karad Urban Cooperative Bank Limited branch in Satara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Satara and Kale.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for The Karad Urban Cooperative Bank Limited in Kale doesn't end up at another location.

Format of the IFSC Code KUCB0488020

This is the format of the IFSC Code for banks, including The Karad Urban Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For The Karad Urban Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kale in Satara.

For example, the IFSC Code KUCB0488020 of The Karad Urban Cooperative Bank Limited for the Kale branch includes these elements, identifying the bank and the branch location in Satara and Maharashtra accurately.

How to Find IFSC Code for The Karad Urban Cooperative Bank Limited?

If you are looking for the IFSC Code KUCB0488020 of The Karad Urban Cooperative Bank Limited for its Kale branch located in Satara, the following methods can help:

Cheque Book

The cheque book that is issued by The Karad Urban Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Karad Urban Cooperative Bank Limited branches in Satara and Kale, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Karad Urban Cooperative Bank Limited and look for the branch locator section, then search for Kale or Satara to get the exact IFSC Code KUCB0488020.

Mobile Banking App

If you use The Karad Urban Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Karad Urban Cooperative Bank Limited and Satara, then it will provide you proper information.

How to Use IFSC Code KUCB0488020 for Online Transfers?

Once you have the IFSC Code KUCB0488020 for the Kale branch of The Karad Urban Cooperative Bank Limited in Satara, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KUCB0488020. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Karad Urban Cooperative Bank Limited IFSC Code KUCB0488020.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Karad Urban Cooperative Bank Limited Kale in Satara may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Karad Urban Cooperative Bank Limited in Kale, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Karad Urban Cooperative Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Satara manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Karad Urban Cooperative Bank Limited in Kale, Satara?

The IFSC Code is KUCB0488020.

Is the IFSC Code KUCB0488020 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Karad Urban Cooperative Bank Limited Kale?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kale branch?

The address of the branch is Grampanchayat Building,Kale - 415 104 located in Satara, Kale, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.