There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Tabo branch in Tabo, Lahul Spiti, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Kangra Central Cooperative Bank Limited situated in Tabo or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code KACE0000200. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Tabo, Tabo

The table below shows the main details of the IFSC Code KACE0000200 for the The Kangra Central Cooperative Bank Limited branch in Tabo, which falls under the Lahul Spiti district in Himachal Pradesh.

Particulars Details
Bank The Kangra Central Cooperative Bank Limited
IFSC Code KACE0000200
Branch Tabo
City Tabo
District Lahul Spiti
State Himachal Pradesh
Address Tabo, Tehsil Spiti, District Lahul & Spiti, Himachal Pradesh 172113

These details are crucial, not just for online banking users but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Tabo for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000200 for the Tabo branch of The Kangra Central Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Tabo, Tabo, Himachal Pradesh, is provided a unique IFSC like KACE0000200 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Kangra Central Cooperative Bank Limited branch in Tabo.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tabo and Lahul Spiti.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Tabo do not get misguided to another person.

Format of the IFSC Code KACE0000200

The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For The Kangra Central Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tabo in Tabo.

For example, the IFSC Code KACE0000200 of The Kangra Central Cooperative Bank Limited for the Tabo branch includes these elements, identifying the bank and the branch location in Tabo and Himachal Pradesh accurately.

How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?

If you are looking for the IFSC Code KACE0000200 of The Kangra Central Cooperative Bank Limited for its Tabo branch located in Tabo, the following methods can help:

Cheque Book

The cheque book that is issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Kangra Central Cooperative Bank Limited branches in Tabo and Lahul Spiti, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Kangra Central Cooperative Bank Limited and look for the branch locator section, then search for Tabo or Tabo to get the exact IFSC Code KACE0000200.

Mobile Banking App

If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kangra Central Cooperative Bank Limited and Tabo, then it will provide you proper information.

How to Use IFSC Code KACE0000200 for Online Transfers?

Once you have the IFSC Code KACE0000200 for the Tabo branch of The Kangra Central Cooperative Bank Limited in Tabo, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KACE0000200. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000200.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kangra Central Cooperative Bank Limited Tabo in Tabo, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Tabo, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kangra Central Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tabo to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kangra Central Cooperative Bank Limited in Tabo, Tabo?

The IFSC Code is KACE0000200.

Is the IFSC Code KACE0000200 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of The Kangra Central Cooperative Bank Limited Tabo?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tabo branch?

The address of the branch is Tabo, Tehsil Spiti, District Lahul & Spiti, Himachal Pradesh 172113 located in Tabo, Lahul Spiti, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.