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IFSC Code of The Kangra Central Cooperative Bank Limited, Bhutti Colony, Kulu, Himachal Pradesh — KACE0000130

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Bhutti Colony branch in Kulu, Kulu, or Himachal Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Kangra Central Cooperative Bank Limited located in Kulu or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000130. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Bhutti Colony, Kulu

Below in the table are the key details related to IFSC Code KACE0000130 of The Kangra Central Cooperative Bank Limited for its branch located in Kulu, within the district of Kulu in the state of Himachal Pradesh.

Particulars Details
Bank The Kangra Central Cooperative Bank Limited
IFSC Code KACE0000130
Branch Bhutti Colony
City Kulu
District Kulu
State Himachal Pradesh
Address Tehsil & Distt. Kulu H.P. 175126

These details help users in online banking and for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Kulu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000130 for the Bhutti Colony branch of The Kangra Central Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Bhutti Colony, Kulu, Himachal Pradesh, is provided a unique IFSC like KACE0000130 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Kangra Central Cooperative Bank Limited branch in Kulu.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kulu and Kulu.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Bhutti Colony do not get misguided to another person.

Format of the IFSC Code KACE0000130

This is the format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For The Kangra Central Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhutti Colony in Kulu.

For example, the IFSC Code KACE0000130 of The Kangra Central Cooperative Bank Limited for the Bhutti Colony branch includes these elements, identifying the bank and the branch location in Kulu and Himachal Pradesh accurately.

How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?

If you are trying to find the IFSC Code KACE0000130 of The Kangra Central Cooperative Bank Limited for its Bhutti Colony branch located in Kulu, the following methods can help:

Cheque Book

The cheque book issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Kangra Central Cooperative Bank Limited branches in Kulu and Kulu, print them on the first page of your passbook.

Bank Website

Visit the official website of The Kangra Central Cooperative Bank Limited and navigate to the branch locator section. Search for Bhutti Colony or Kulu to get the exact IFSC Code KACE0000130.

Mobile Banking App

If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kangra Central Cooperative Bank Limited and Kulu, you'll get the correct details.

How to Use IFSC Code KACE0000130 for Online Transfers?

If you have the IFSC Code KACE0000130 for the Bhutti Colony branch of The Kangra Central Cooperative Bank Limited in Kulu, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KACE0000130. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000130.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Bhutti Colony in Kulu, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Bhutti Colony, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kangra Central Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kulu to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kangra Central Cooperative Bank Limited in Bhutti Colony, Kulu?

The IFSC Code is KACE0000130.

Is the IFSC Code KACE0000130 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of The Kangra Central Cooperative Bank Limited Bhutti Colony?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhutti Colony branch?

The address of the branch is Tehsil & Distt. Kulu H.P. 175126 located in Kulu, Kulu, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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