The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Gushani branch in Gushaini, Kulu, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kangra Central Cooperative Bank Limited located in Gushaini or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000212. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Gushani, Gushaini
Here are the key points that are associated with the IFSC Code KACE0000212 of The Kangra Central Cooperative Bank Limited for its branch located in Gushaini, within the district of Kulu in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000212 |
| Branch | Gushani |
| City | Gushaini |
| District | Kulu |
| State | Himachal Pradesh |
| Address | Bo Gushani Vpo Gushani Tehsil Banjar Distt Kullu Hp Pin-175123 |
These details helps users in online banking and for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Gushaini for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000212 for the Gushani branch of The Kangra Central Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Gushani, Gushaini, Himachal Pradesh, is provided a unique IFSC like KACE0000212 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kangra Central Cooperative Bank Limited branch in Gushaini.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Gushaini and Kulu.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Gushani do not get misguided to another person.
Format of the IFSC Code KACE0000212
The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gushani in Gushaini.
For example, the IFSC Code KACE0000212 of The Kangra Central Cooperative Bank Limited for the Gushani branch includes these elements, identifying the bank and the branch location in Gushaini and Himachal Pradesh correctly.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
To find the IFSC Code KACE0000212 of The Kangra Central Cooperative Bank Limited for its Gushani branch located in Gushaini, the following methods can help you out:
Cheque Book
The cheque book issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Kangra Central Cooperative Bank Limited branches in Gushaini and Kulu, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kangra Central Cooperative Bank Limited and go to the branch locator section. Then search for Gushani or Gushaini to find the exact IFSC Code KACE0000212.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kangra Central Cooperative Bank Limited and Gushaini will provide accurate information.
How to Use IFSC Code KACE0000212 for Online Transfers?
Once you have the IFSC Code KACE0000212 for the Gushani branch of The Kangra Central Cooperative Bank Limited in Gushaini, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KACE0000212. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000212.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Gushani in Gushaini, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kangra Central Cooperative Bank Limited in Gushani, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Gushaini manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gushani Gushaini branch is KACE0000212.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Bo Gushani Vpo Gushani Tehsil Banjar Distt Kullu Hp Pin-175123.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.