IFSC Code of The Kalyan Janata Sahakari Bank Ltd., Surat, Surat, Gujarat — KJSB0000219

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kalyan Janata Sahakari Bank Ltd. for its Surat branch in Surat, Surat, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Kalyan Janata Sahakari Bank Ltd. situated in Surat or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code KJSB0000219. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kalyan Janata Sahakari Bank Ltd., Surat, Surat

Here are some of the key details that come with the IFSC Code KJSB0000219 of The Kalyan Janata Sahakari Bank Ltd. for its branch located in Surat, within the district of Surat in the state of Gujarat.

These details are important not only for users using online banking but also for businesses and individuals who use The Kalyan Janata Sahakari Bank Ltd. in Surat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KJSB0000219 for the Surat branch of The Kalyan Janata Sahakari Bank Ltd. is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KJSB0000219 is given to every bank branch, including The Kalyan Janata Sahakari Bank Ltd. located in Surat, Surat, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the The Kalyan Janata Sahakari Bank Ltd. branch in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Surat and Surat.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Kalyan Janata Sahakari Bank Ltd. in Surat doesn't end up at another location.

Format of the IFSC Code KJSB0000219

The format of the IFSC Code for banks, including The Kalyan Janata Sahakari Bank Ltd., follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In The Kalyan Janata Sahakari Bank Ltd., they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Surat in Surat.

For example, the IFSC Code KJSB0000219 of The Kalyan Janata Sahakari Bank Ltd. for the Surat branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for The Kalyan Janata Sahakari Bank Ltd.?

If you are trying to find the IFSC Code KJSB0000219 of The Kalyan Janata Sahakari Bank Ltd. for its Surat branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by The Kalyan Janata Sahakari Bank Ltd. includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Kalyan Janata Sahakari Bank Ltd. branches in Surat and Surat, print them on the first page of your passbook.

Bank Website

Visit the official website of The Kalyan Janata Sahakari Bank Ltd. and navigate to the branch locator section. Search for Surat or Surat to get the exact IFSC Code KJSB0000219.

Mobile Banking App

If you use The Kalyan Janata Sahakari Bank Ltd.'s mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kalyan Janata Sahakari Bank Ltd. and Surat, you'll get the correct details.

How to Use IFSC Code KJSB0000219 for Online Transfers?

Once you have the IFSC Code KJSB0000219 for the Surat branch of The Kalyan Janata Sahakari Bank Ltd. in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KJSB0000219. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kalyan Janata Sahakari Bank Ltd. IFSC Code KJSB0000219.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kalyan Janata Sahakari Bank Ltd. Surat in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kalyan Janata Sahakari Bank Ltd. in Surat, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Kalyan Janata Sahakari Bank Ltd. website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Surat manage online transfers as well as cheque clearances with ease.