The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kalyan Janata Sahakari Bank Ltd. for its Warje branch in Pune, Pune, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kalyan Janata Sahakari Bank Ltd. located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KJSB0000214. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kalyan Janata Sahakari Bank Ltd., Warje, Pune
Here are the main details that are associated with the IFSC Code KJSB0000214 of The Kalyan Janata Sahakari Bank Ltd. for its branch located in Pune, within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kalyan Janata Sahakari Bank Ltd. |
| IFSC Code | KJSB0000214 |
| Branch | Warje |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | Shivaji Shop No.1,2,3,4,Ground Floor,Chintamani Society,Surve No 25/4,Karve Nagar,Warje,Pune 411052 |
These details are important not only for users using online banking but also for businesses and individuals who use The Kalyan Janata Sahakari Bank Ltd. in Pune for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KJSB0000214 for the Warje branch of The Kalyan Janata Sahakari Bank Ltd. is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kalyan Janata Sahakari Bank Ltd. located in Warje, Pune, Maharashtra, is provided a unique IFSC like KJSB0000214 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kalyan Janata Sahakari Bank Ltd. branch in Pune.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pune and Pune.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for The Kalyan Janata Sahakari Bank Ltd. in Warje do not get misguided to another person.
Format of the IFSC Code KJSB0000214
The format of the IFSC Code for banks, including The Kalyan Janata Sahakari Bank Ltd., follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Kalyan Janata Sahakari Bank Ltd., they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Warje in Pune.
For example, the IFSC Code KJSB0000214 of The Kalyan Janata Sahakari Bank Ltd. for the Warje branch has these elements, identifying the bank and the branch location in Pune and Maharashtra correctly.
How to Find IFSC Code for The Kalyan Janata Sahakari Bank Ltd.?
If you are trying to find the IFSC Code KJSB0000214 of The Kalyan Janata Sahakari Bank Ltd. for its Warje branch located in Pune, the following methods can help:
Cheque Book
The cheque books that are issued by The Kalyan Janata Sahakari Bank Ltd. include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Kalyan Janata Sahakari Bank Ltd. branches in Pune and Pune, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kalyan Janata Sahakari Bank Ltd. and find the branch locator section. Search for Warje or Pune to get the exact IFSC Code KJSB0000214.
Mobile Banking App
If you use The Kalyan Janata Sahakari Bank Ltd.'s mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kalyan Janata Sahakari Bank Ltd. and Pune that will provide accurate information.
How to Use IFSC Code KJSB0000214 for Online Transfers?
If you have the IFSC Code KJSB0000214 for the Warje branch of The Kalyan Janata Sahakari Bank Ltd. in Pune, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KJSB0000214. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Kalyan Janata Sahakari Bank Ltd. IFSC Code KJSB0000214.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kalyan Janata Sahakari Bank Ltd. Warje in Pune, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kalyan Janata Sahakari Bank Ltd. in Warje, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kalyan Janata Sahakari Bank Ltd. website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Pune to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KJSB0000214.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shivaji Shop No.1,2,3,4,Ground Floor,Chintamani Society,Surve No 25/4,Karve Nagar,Warje,Pune 411052 located in Pune, Pune, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.