Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Jalgaon Peopels Cooperative Bank Limited for its Paud Road branch in Pune, Pune, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Jalgaon Peopels Cooperative Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JPCB0000020. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Jalgaon Peopels Cooperative Bank Limited, Paud Road, Pune
Below in the table are the key details related to IFSC Code JPCB0000020 of The Jalgaon Peopels Cooperative Bank Limited for its branch located in Pune, within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Jalgaon Peopels Cooperative Bank Limited |
| IFSC Code | JPCB0000020 |
| Branch | Paud Road |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | S.No. 135/12 B, Plot No. 1, Prabha Soc.Paud Raoad |
These details help users in online banking and for businesses and individuals who use The Jalgaon Peopels Cooperative Bank Limited in Pune for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JPCB0000020 for the Paud Road branch of The Jalgaon Peopels Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Jalgaon Peopels Cooperative Bank Limited located in Paud Road, Pune, Maharashtra, is provided a unique IFSC like JPCB0000020 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Jalgaon Peopels Cooperative Bank Limited branch in Pune.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pune and Pune.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for The Jalgaon Peopels Cooperative Bank Limited in Paud Road do not get misguided to another person.
Format of the IFSC Code JPCB0000020
This is the format of the IFSC Code for banks, including The Jalgaon Peopels Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Jalgaon Peopels Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Paud Road in Pune.
For example, the IFSC Code JPCB0000020 of The Jalgaon Peopels Cooperative Bank Limited for the Paud Road branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.
How to Find IFSC Code for The Jalgaon Peopels Cooperative Bank Limited?
If you are looking for the IFSC Code JPCB0000020 of The Jalgaon Peopels Cooperative Bank Limited for its Paud Road branch located in Pune, the following methods can help:
Cheque Book
The cheque book that is issued by The Jalgaon Peopels Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Jalgaon Peopels Cooperative Bank Limited branches in Pune and Pune, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Jalgaon Peopels Cooperative Bank Limited and look for the branch locator section, then search for Paud Road or Pune to get the exact IFSC Code JPCB0000020.
Mobile Banking App
If you use The Jalgaon Peopels Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Jalgaon Peopels Cooperative Bank Limited and Pune, then it will provide you proper information.
How to Use IFSC Code JPCB0000020 for Online Transfers?
If you have the IFSC Code JPCB0000020 for the Paud Road branch of The Jalgaon Peopels Cooperative Bank Limited in Pune, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JPCB0000020. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Jalgaon Peopels Cooperative Bank Limited IFSC Code JPCB0000020.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Jalgaon Peopels Cooperative Bank Limited Paud Road in Pune, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Jalgaon Peopels Cooperative Bank Limited in Paud Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Jalgaon Peopels Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Pune to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is JPCB0000020.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is S.No. 135/12 B, Plot No. 1, Prabha Soc.Paud Raoad located in Pune, Pune, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.