The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Valsad Disrict Central Co-Op. Bank Ltd. branch in Valsad, Valsad, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Valsad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0VDC001. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Valsad Disrict Central Co-Op. Bank Ltd., Valsad
The table below shows the main details of the IFSC Code GSCB0VDC001 for the The Gujarat State Cooperative Bank Limited branch in Valsad, which falls under the Valsad district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0VDC001 |
| Branch | Valsad Disrict Central Co-Op. Bank Ltd. |
| City | Valsad |
| District | Valsad |
| State | Gujarat |
| Address | Valsad Disrict Central Co-Op. Bank Ltd., Sahakar Sadan, Kacheri Road, B/H Court Building, Valsad - 396001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Valsad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0VDC001 for the Valsad Disrict Central Co-Op. Bank Ltd. branch of The Gujarat State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in Valsad Disrict Central Co-Op. Bank Ltd., Valsad, Gujarat, is provided with a unique IFSC like GSCB0VDC001 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Valsad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Valsad and Valsad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Valsad Disrict Central Co-Op. Bank Ltd. do not get mixed with another location.
Format of the IFSC Code GSCB0VDC001
This is the format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Valsad Disrict Central Co-Op. Bank Ltd. in Valsad.
For example, the IFSC Code GSCB0VDC001 of The Gujarat State Cooperative Bank Limited for the Valsad Disrict Central Co-Op. Bank Ltd. branch includes these elements, identifying the bank and the branch location in Valsad and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0VDC001 of The Gujarat State Cooperative Bank Limited for its Valsad Disrict Central Co-Op. Bank Ltd. branch located in Valsad, the following methods can help:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Valsad and Valsad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for Valsad Disrict Central Co-Op. Bank Ltd. or Valsad to get the exact IFSC Code GSCB0VDC001.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Valsad, you'll get the correct details.
How to Use IFSC Code GSCB0VDC001 for Online Transfers?
If you have the IFSC Code GSCB0VDC001 for the Valsad Disrict Central Co-Op. Bank Ltd. branch of The Gujarat State Cooperative Bank Limited in Valsad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0VDC001. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0VDC001.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited Valsad Disrict Central Co-Op. Bank Ltd. in Valsad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Valsad Disrict Central Co-Op. Bank Ltd., here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Valsad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Valsad Disrict Central Co-Op. Bank Ltd. Valsad branch is GSCB0VDC001.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Valsad Disrict Central Co-Op. Bank Ltd., Sahakar Sadan, Kacheri Road, B/H Court Building, Valsad - 396001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.