Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Waghodia Urban Coop Bank Ltd branch in Vadodara, Waghodia, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Gujarat State Cooperative Bank Limited located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0TWUCBL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Waghodia Urban Coop Bank Ltd, Vadodara

Here are some of the key details that come with the IFSC Code GSCB0TWUCBL of The Gujarat State Cooperative Bank Limited for its branch located in Vadodara, within the district of Waghodia in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0TWUCBL
Branch The Waghodia Urban Coop Bank Ltd
City Vadodara
District Waghodia
State Gujarat
Address Near Old St Stand, Waghodia 391760

These details helps users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Vadodara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0TWUCBL for the The Waghodia Urban Coop Bank Ltd branch of The Gujarat State Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Waghodia Urban Coop Bank Ltd, Vadodara, Gujarat, is provided a unique IFSC like GSCB0TWUCBL so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Vadodara.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Vadodara and Waghodia.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Waghodia Urban Coop Bank Ltd do not get misguided to another person.

Format of the IFSC Code GSCB0TWUCBL

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Waghodia Urban Coop Bank Ltd in Vadodara.

For example, the IFSC Code GSCB0TWUCBL of The Gujarat State Cooperative Bank Limited for the The Waghodia Urban Coop Bank Ltd branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0TWUCBL of The Gujarat State Cooperative Bank Limited for its The Waghodia Urban Coop Bank Ltd branch located in Vadodara, the following methods can help:

Cheque Book

The cheque books that are issued by The Gujarat State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Vadodara and Waghodia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and find the branch locator section. Search for The Waghodia Urban Coop Bank Ltd or Vadodara to get the exact IFSC Code GSCB0TWUCBL.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Gujarat State Cooperative Bank Limited and Vadodara that will provide accurate information.

How to Use IFSC Code GSCB0TWUCBL for Online Transfers?

Once you have the IFSC Code GSCB0TWUCBL for the The Waghodia Urban Coop Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Vadodara, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0TWUCBL. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0TWUCBL.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Waghodia Urban Coop Bank Ltd in Vadodara, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Waghodia Urban Coop Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vadodara to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Waghodia Urban Coop Bank Ltd, Vadodara?

The IFSC Code is GSCB0TWUCBL.

Is the IFSC Code GSCB0TWUCBL permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Waghodia Urban Coop Bank Ltd?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Waghodia Urban Coop Bank Ltd branch?

The address of the branch is Near Old St Stand, Waghodia 391760 located in Vadodara, Waghodia, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.