There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Surendranagar District Cooperative Bank Ltd Wadhwan branch in Surendranagar, Wadhwan, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Surendranagar or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0SNR002. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Surendranagar District Cooperative Bank Ltd Wadhwan, Surendranagar

Here are some of the key details that come with the IFSC Code GSCB0SNR002 of The Gujarat State Cooperative Bank Limited for its branch located in Surendranagar, within the district of Wadhwan in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0SNR002
Branch The Surendranagar District Cooperative Bank Ltd Wadhwan
City Surendranagar
District Wadhwan
State Gujarat
Address Ujjad Bazar,Masjid Chowk Wadhwan 363030

These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Surendranagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0SNR002 for the The Surendranagar District Cooperative Bank Ltd Wadhwan branch of The Gujarat State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Surendranagar District Cooperative Bank Ltd Wadhwan, Surendranagar, Gujarat, is provided a unique IFSC like GSCB0SNR002 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Surendranagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Surendranagar and Wadhwan.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Surendranagar District Cooperative Bank Ltd Wadhwan do not get misguided to another person.

Format of the IFSC Code GSCB0SNR002

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Surendranagar District Cooperative Bank Ltd Wadhwan in Surendranagar.

For example, the IFSC Code GSCB0SNR002 of The Gujarat State Cooperative Bank Limited for the The Surendranagar District Cooperative Bank Ltd Wadhwan branch includes these elements, identifying the bank and the branch location in Surendranagar and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

To find the IFSC Code GSCB0SNR002 of The Gujarat State Cooperative Bank Limited for its The Surendranagar District Cooperative Bank Ltd Wadhwan branch located in Surendranagar, the following methods can help you out:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Surendranagar and Wadhwan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for The Surendranagar District Cooperative Bank Ltd Wadhwan or Surendranagar to find the exact IFSC Code GSCB0SNR002.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Surendranagar will provide accurate information.

How to Use IFSC Code GSCB0SNR002 for Online Transfers?

Once you have the IFSC Code GSCB0SNR002 for the The Surendranagar District Cooperative Bank Ltd Wadhwan branch of The Gujarat State Cooperative Bank Limited in Surendranagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0SNR002. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0SNR002.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Surendranagar District Cooperative Bank Ltd Wadhwan in Surendranagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in The Surendranagar District Cooperative Bank Ltd Wadhwan, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surendranagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited The Surendranagar District Cooperative Bank Ltd Wadhwan Surendranagar?

The IFSC Code of the The Surendranagar District Cooperative Bank Ltd Wadhwan Surendranagar branch is GSCB0SNR002.

Is IFSC Code GSCB0SNR002 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Gujarat State Cooperative Bank Limited The Surendranagar District Cooperative Bank Ltd Wadhwan branch?

The branch is located at Ujjad Bazar,Masjid Chowk Wadhwan 363030.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.