There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Surendranagar District Cooperative Bank Ltd Raj Sitapur branch in Surendranagar, Raj Sitapur, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Surendranagar or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0SNR007. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Surendranagar District Cooperative Bank Ltd Raj Sitapur, Surendranagar

Here are the main details that are associated with the IFSC Code GSCB0SNR007 of The Gujarat State Cooperative Bank Limited for its branch located in Surendranagar, within the district of Raj Sitapur in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0SNR007
Branch The Surendranagar District Cooperative Bank Ltd Raj Sitapur
City Surendranagar
District Raj Sitapur
State Gujarat
Address At Post, Main Road Rajsitapur 363320

These details are essential not only for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Surendranagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0SNR007 for the The Surendranagar District Cooperative Bank Ltd Raj Sitapur branch of The Gujarat State Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0SNR007 is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in The Surendranagar District Cooperative Bank Ltd Raj Sitapur, Surendranagar, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Surendranagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Surendranagar and Raj Sitapur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Surendranagar District Cooperative Bank Ltd Raj Sitapur doesn't end up at another location.

Format of the IFSC Code GSCB0SNR007

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Surendranagar District Cooperative Bank Ltd Raj Sitapur in Surendranagar.

For example, the IFSC Code GSCB0SNR007 of The Gujarat State Cooperative Bank Limited for the The Surendranagar District Cooperative Bank Ltd Raj Sitapur branch has these elements, identifying the bank and the branch location in Surendranagar and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

To find the IFSC Code GSCB0SNR007 of The Gujarat State Cooperative Bank Limited for its The Surendranagar District Cooperative Bank Ltd Raj Sitapur branch located in Surendranagar, the following methods can help you out:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Surendranagar and Raj Sitapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for The Surendranagar District Cooperative Bank Ltd Raj Sitapur or Surendranagar to find the exact IFSC Code GSCB0SNR007.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Surendranagar will provide accurate information.

How to Use IFSC Code GSCB0SNR007 for Online Transfers?

Once you have the IFSC Code GSCB0SNR007 for the The Surendranagar District Cooperative Bank Ltd Raj Sitapur branch of The Gujarat State Cooperative Bank Limited in Surendranagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0SNR007. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0SNR007.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Surendranagar District Cooperative Bank Ltd Raj Sitapur in Surendranagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in The Surendranagar District Cooperative Bank Ltd Raj Sitapur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surendranagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited The Surendranagar District Cooperative Bank Ltd Raj Sitapur Surendranagar?

The IFSC Code of the The Surendranagar District Cooperative Bank Ltd Raj Sitapur Surendranagar branch is GSCB0SNR007.

Is IFSC Code GSCB0SNR007 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Gujarat State Cooperative Bank Limited The Surendranagar District Cooperative Bank Ltd Raj Sitapur branch?

The branch is located at At Post, Main Road Rajsitapur 363320.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.