Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Surendranagar District Cooperative Bank Ltd Patdi branch in Surendranagar, Patdi, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Gujarat State Cooperative Bank Limited located in Surendranagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0SNR015. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Surendranagar District Cooperative Bank Ltd Patdi, Surendranagar
Here are the main details that are associated with the IFSC Code GSCB0SNR015 of The Gujarat State Cooperative Bank Limited for its branch located in Surendranagar, within the district of Patdi in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0SNR015 |
| Branch | The Surendranagar District Cooperative Bank Ltd Patdi |
| City | Surendranagar |
| District | Patdi |
| State | Gujarat |
| Address | Panch Hatdi , Patdi 382765 |
These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Surendranagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0SNR015 for the The Surendranagar District Cooperative Bank Ltd Patdi branch of The Gujarat State Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Surendranagar District Cooperative Bank Ltd Patdi, Surendranagar, Gujarat, is provided with a unique IFSC like GSCB0SNR015 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Surendranagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Surendranagar and Patdi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Surendranagar District Cooperative Bank Ltd Patdi do not get mixed with another location.
Format of the IFSC Code GSCB0SNR015
This is the format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Surendranagar District Cooperative Bank Ltd Patdi in Surendranagar.
For example, the IFSC Code GSCB0SNR015 of The Gujarat State Cooperative Bank Limited for the The Surendranagar District Cooperative Bank Ltd Patdi branch includes these elements, identifying the bank and the branch location in Surendranagar and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are looking for the IFSC Code GSCB0SNR015 of The Gujarat State Cooperative Bank Limited for its The Surendranagar District Cooperative Bank Ltd Patdi branch located in Surendranagar, the following methods can help:
Cheque Book
The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Surendranagar and Patdi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for The Surendranagar District Cooperative Bank Ltd Patdi or Surendranagar to get the exact IFSC Code GSCB0SNR015.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Surendranagar, then it will provide you proper information.
How to Use IFSC Code GSCB0SNR015 for Online Transfers?
Once you have the IFSC Code GSCB0SNR015 for the The Surendranagar District Cooperative Bank Ltd Patdi branch of The Gujarat State Cooperative Bank Limited in Surendranagar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0SNR015. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0SNR015.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Surendranagar District Cooperative Bank Ltd Patdi in Surendranagar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Surendranagar District Cooperative Bank Ltd Patdi, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Surendranagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the The Surendranagar District Cooperative Bank Ltd Patdi Surendranagar branch is GSCB0SNR015.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Panch Hatdi , Patdi 382765.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.