The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Surendranagar District Cooperative Bank Ltd Muli branch in Surendranagar, Muli, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Surendranagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0SNR005. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Surendranagar District Cooperative Bank Ltd Muli, Surendranagar

Below in the table are the key details related to IFSC Code GSCB0SNR005 of The Gujarat State Cooperative Bank Limited for its branch located in Surendranagar, within the district of Muli in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0SNR005
Branch The Surendranagar District Cooperative Bank Ltd Muli
City Surendranagar
District Muli
State Gujarat
Address Rajmahel Road Muli 363510

These details help users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Surendranagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0SNR005 for the The Surendranagar District Cooperative Bank Ltd Muli branch of The Gujarat State Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Surendranagar District Cooperative Bank Ltd Muli, Surendranagar, Gujarat, are given a unique IFSC like GSCB0SNR005 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Surendranagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Surendranagar and Muli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Gujarat State Cooperative Bank Limited in The Surendranagar District Cooperative Bank Ltd Muli goes to the correct branch. This is important because The Gujarat State Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code GSCB0SNR005

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Surendranagar District Cooperative Bank Ltd Muli in Surendranagar.

For example, the IFSC Code GSCB0SNR005 of The Gujarat State Cooperative Bank Limited for the The Surendranagar District Cooperative Bank Ltd Muli branch includes these elements, identifying the bank and the branch location in Surendranagar and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

To find the IFSC Code GSCB0SNR005 of The Gujarat State Cooperative Bank Limited for its The Surendranagar District Cooperative Bank Ltd Muli branch located in Surendranagar, the following methods can help you out:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Surendranagar and Muli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for The Surendranagar District Cooperative Bank Ltd Muli or Surendranagar to find the exact IFSC Code GSCB0SNR005.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Surendranagar will provide accurate information.

How to Use IFSC Code GSCB0SNR005 for Online Transfers?

Once you have the IFSC Code GSCB0SNR005 for the The Surendranagar District Cooperative Bank Ltd Muli branch of The Gujarat State Cooperative Bank Limited in Surendranagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0SNR005. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0SNR005.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Surendranagar District Cooperative Bank Ltd Muli in Surendranagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in The Surendranagar District Cooperative Bank Ltd Muli, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surendranagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Surendranagar District Cooperative Bank Ltd Muli, Surendranagar?

The IFSC Code is GSCB0SNR005.

Is the IFSC Code GSCB0SNR005 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Surendranagar District Cooperative Bank Ltd Muli?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the The Surendranagar District Cooperative Bank Ltd Muli branch?

The address of the branch is Rajmahel Road Muli 363510 located in Surendranagar, Muli, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.